920 Gemstone St, Othello, WA 99344 Property Records

Adams County property record for 920 Gemstone St, Othello, WA 99344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2009
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Dec 2021)
Tax Bill	$3,264 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1529032240507`

Property Details

APN / Parcel Number

Primary APN	`1529032240507`
Alternative APN	`1529031529030024194000500700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,440 sqft
Flooring	Covered

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	105 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	160 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	920 GEMSTONE ST
City	OTHELLO
State	WA
Zip	99344-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 5, SAGESTONE 5TH ADDITION MAJOR PLAT
Legal Subdivision	SAGESTONE 5TH ADDITION
Legal Block	5
Legal Lot Number	7
Jurisdiction	ADAMS WA
Township / Civil Division	OTHELLO
Census Block Group	1
Census Block	1068
Census Tract	950500

Owner

Source: Adams County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2574 W BENCH RD, OTHELLO, WA 99344-8902
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GESA CU
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	2021330156
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	920 GEMSTONE ST, OTHELLO, WA 99344-5014
Transaction Type	Mortgage
Record Updated	Jul 5, 2022
Title Company	CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000323230
Date	Dec 16, 2019
Instrument	323230

Lender

Name	GESA CU
Type	Credit Union
Address	RICHLAND, WA 99352

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS WA
Recording Date	Dec 20, 2021
Property Address	920 GEMSTONE ST, OTHELLO, WA 99344-5014
Document Number	0000330156
Map Reference	VOL 3 PG177-180
Instrument Date	Dec 17, 2021
Instrument	330156
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	FRONTIER TITLE MOSES LAKE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2574 W BENCH RD, OTHELLO, WA 99344-8902

Mortgage

Document Number	0000330157
Date	Dec 20, 2021
Instrument	330157

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Adams County
Municipality	Othello City
Unified School District	Othello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,264.00 (+26.56%)	$326,100 (+40.44%) Land $37,100 Building $289,000	$326,100 (+40.44%) Land $37,100 Building $289,000
2023	$2,579.00 (+15.96%)	$232,200 (+8.61%) Land $35,800 Building $196,400	$232,200 (+8.61%) Land $35,800 Building $196,400
2022	$2,224.00	$213,800 Land $33,100 Building $180,700	$213,800 Land $33,100 Building $180,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHELLO WATER DEPARTMENT serves 8,755 people · EPA ID WA5364850
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Ziply Fiber.

Nearby Properties on Gemstone St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures