Clay County property record for 970 Clay St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,236 sqft · built 1977 |
| Lot Size | 0.337 acres (14,723 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $190,000 (Feb 2014) |
| Tax Bill | $2,367 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014809-000-00 |
| Primary APN | 38-05-26-014809-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,236 sqft Heated Area |
| Gross Area | 3,052 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,723 sqft (0.337 acres) |
| Lot Dimensions | 123 ft deep x 120 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 442 sqft |
| Patio Area | 598 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 970 CLAY ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 & 14 BLK 3 FLEMING ISLESTATES AS REC O R 3622 PG 1599 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLESTATES |
| Legal Block | 3 |
| Legal Lot Number | 13,14 14 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30701 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 970 CLAY ST, FLEMING ISLAND, FL 32003-9308 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2014 · Amount on Record |
| Deed Sale | Feb 28, 2014 · Amount on Record |
| Prior Sale | Dec 31, 2008 · Amount on Record |
| Deed Document Number | 2014010890 |
| Deed Book / Page | 3622 / 1599 |
| Record Updated | Jun 8, 2026 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,367.00 (-6.18%) Homeowner's exemption | $195,363 (+5.99%) | $360,433 (-3.93%) Land $100,000 Building $260,433 |
| 2023 | $2,523.00 (+8.14%) Homeowner's exemption | $184,329 (+3%) | $375,192 (+26.64%) Land $100,000 Building $275,192 |
| 2022 | $2,333.00 Homeowner's exemption | $178,961 | $296,257 Land $60,000 Building $236,257 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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