Clay County property record for 922 Clay St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,740 sqft · built 1999 |
| Lot Size | 0.337 acres (14,723 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Aug 2020) |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014805-000-00 |
| Primary APN | 38-05-26-014805-000-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 2,901 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,723 sqft (0.337 acres) |
| Lot Dimensions | 123 ft deep x 120 ft wide |
| Garage Area | 550 sqft |
| Porch | Porch |
| Porch Area | 611 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 922 CLAY ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 & 8 BLK 3 FLEMING ISL ESTATES AS REC O R 4345 PG 814 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISL ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 7,8 8 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 30701 |
922 Clay St is owned and occupied by an individual who bought it in August 2020.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 922 CLAY ST, FLEMING ISLAND, FL 32003-9308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Oct 3, 2019 | Warranty Deed, Transfer · Conventional with PMI US MTG/FL |
| Aug 7, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Prior Sale | Oct 3, 2019 · Amount on File |
| Deed Document Number | 0004345814 |
| Deed Book / Page | 4345 / 814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 922 CLAY ST, FLEMING ISLAND, FL 32003-9308 |
| Document Number | 0043450814 |
| Book / Page | 4345 / 814 |
| Map Reference | MB 4 PG 61&62 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020043295 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2367 CAROLINA CHERRY CT, 2367, FLEMING ISLAND, FL 32003-3373 |
| Name | Verified Name |
|---|---|
| Address | 922 CLAY ST, FLEMING ISLAND, FL 32003-9308 |
| Document Number | 0004345816 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 4345/816 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 3, 2019 |
| Property Address | 922 CLAY ST, FLEMING ISLAND, FL 32003-9308 |
| Document Number | 0042380560 |
| Book / Page | 004238 / 000560 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 53185 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 922 CLAY ST FLEMING ISLAND FL 320039308, FLEMING ISLAND, FL 32003-9308 |
| Document Number | 42380561 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 004238/000561 |
| Instrument | 53186 |
| Name | US MTG/FL |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Aug 7, 2019 |
| Property Address | 922 CLAY ST, FLEMING ISLAND, FL 32003-9308 |
| Document Number | 0042190768 |
| Book / Page | 004219 / 000768 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 41939 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 1, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2109 BREWSTER CT ORLANDO FL 328333725, ORLANDO, FL 32833-3725 |
The 2025 property tax bill for 922 Clay St was $2,462 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,462.00 Homeowner's exemption | $201,621 | $329,896 Land $100,000 Building $229,896 |
| 2023 | $2,613.00 (+7.98%) Homeowner's exemption | $190,233 (+3%) | $347,002 (+28.85%) Land $100,000 Building $247,002 |
| 2022 | $2,420.00 Homeowner's exemption | $184,693 | $269,304 Land $60,000 Building $209,304 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 922 Clay St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 922 Clay St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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