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939 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 939 Clay St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1983
Lot Size0.792 acres (34,499 sqft)
Owner2 Individual Names on Record
Last Sale$22,100 (Nov 2009)
Tax Bill$1,405 (2025)
Deeds & MortgagesDec 2020 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014772-031-01

Property Details

APN / Parcel Number

Primary APN38-05-26-014772-031-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area2,150 sqft
1st Floor Area1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area34,499 sqft (0.792 acres)
Lot Dimensions250 ft deep x 138 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchFinished Screened Porch
Porch Area580 sqft
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address939 CLAY ST
CityFLEMING ISLAND
StateFL
Zip32003-9308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF LOTS 4 & 5 A/K/A LOT 31FLOYD DIV FLEMING GRANT AS REC OR 1739 PG 507 & 3157 PG 111
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionDIV FLEMING GRANT
Legal Lot Number4,31
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address939 CLAY ST, FLEMING ISLAND, FL 32003-9308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2009 · Amount on Record
Deed SaleNov 5, 2009 · Amount on Record
Deed Document Number200956078
Deed Book / Page3157 / 1112
Prior Transfer DateSep 8, 2009
Prior Transfer Doc0031571112
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address939 CLAY ST, FLEMING ISLAND, FL 32003-9308
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043871762
DateDec 10, 2020
Book Page4387/1762
Instrument2020065143
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term132 Months
DueDec 1, 2031

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address939 CLAY ST, FLEMING ISLAND, FL 32003-9308
Document Number0040840086
Instrument DateMay 9, 2018
Transaction TypeMortgage
Record UpdatedJun 1, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address939 CLAY ST FLEMING ISLAND FL 320039308, FLEMING ISLAND, FL 32003-9308

Mortgage

Document Number0040840086
DateMay 15, 2018
Book Page004084/000086
Instrument24899
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 14, 2033

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,405.00 (+5.24%) Homeowner's exemption$132,292 (+5.99%)$243,022 (+0.27%) Land $60,000 Building $183,022
2024$1,335.00 (-17.59%)
2023$1,620.00 (+11.42%) Homeowner's exemption$124,820 (+3%)$242,376 (+13.76%) Land $60,000 Building $182,376
2022$1,454.00 Homeowner's exemption$121,185$213,062 Land $50,000 Building $163,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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