932 Clay St, Fleming Island, FL 32003 Property Records

Clay County property record for 932 Clay St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,438 sqft · built 2004
Lot Size0.338 acres (14,723 sqft)
OwnerIndividual Name on Record
Last Sale$310,000 (Jul 2018)
Tax Bill$4,894 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN38-05-26-014806-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014806-000-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area3,438 sqft Living Area
1st Floor Area2,978 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,723 sqft (0.338 acres)
Lot Dimensions123 ft deep x 120 ft wide
PorchFinished/Open Porch
Porch Area666 sqft
Storage Building360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address932 CLAY ST
CityFLEMING ISLAND
StateFL
Zip32003-9308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 & 10 BLK 3 FLEMING ISL ESTATES AS REC OR 4098 PG 2104
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISL ESTATES
Legal Block3
Legal Lot Number9,10
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2022
Census Tract30701

Owner

Source: Clay County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Warranty Deed, Transfer · Conventional Mortgage
NETWORK FUNDING LP
Jun 9, 2026Warranty Deed, Transfer · Conventional Mortgage
NETWORK FUNDING LP
Jul 2, 2018Warranty Deed, Transfer
TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC
Feb 13, 2018Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Mar 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2018 · Amount on Record
Deed SaleJul 2, 2018 · Amount on Record
Prior SaleFeb 1, 2017 · Amount on Record
Deed Document Number201833882
Deed Book / Page4098 / 2104
Prior Transfer DateFeb 27, 2017
Prior Transfer Doc0039501511
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 9, 2026
Property Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308
Document Number0000028260
Book / Page5053 / 2171
Instrument DateJun 2, 2026
Instrument202628260
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308

Mortgage

Document Number0000028261,
DateJun 9, 2026
Instrument202628261
Lender
NameNETWORK FUNDING LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.58%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 9, 2026
Property Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308
Document Number0050532171
Book / Page5053 / 2171
Instrument DateJun 2, 2026
Instrument202628260
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308

Mortgage

Document Number0000028261,
DateJun 9, 2026
Instrument202628261
Lender
NameNETWORK FUNDING LP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 2, 2018
Property Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308
Document Number0040982104
Book / Page004098 / 002104
Instrument DateJun 29, 2018
Instrument33882
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount Recorded
Tax$2,170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address24 BERKLEY LN ST LOUIS MO 631242001, ST LOUIS, MO 63124-2001

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308
Document Number0040581069
Instrument DateFeb 13, 2018
Transaction TypeMortgage
Record UpdatedMar 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 CLAY ST FLEMING ISLAND FL 320039308, FLEMING ISLAND, FL 32003-9308

Mortgage

Document Number0040581069
DateFeb 26, 2018
Book Page004058/001069
Instrument9573
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 25, 2028
Interest
Rate TypeAdjustable Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateMar 7, 2017
Property Address932 CLAY ST, FLEMING ISLAND, FL 32003-9308
Document Number0039501511
Book / Page003950 / 001511
Instrument DateFeb 27, 2017
Instrument11583
Transaction TypeTransfer
Record UpdatedMay 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address932 CLAY ST GREEN COVE SPRINGS FL 32043, GREEN COVE SPRINGS, FL 32043

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,894.00 (+4.84%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$371,014 (+5.99%)$503,241 (-4.47%) Land $100,000 Building $403,241
2024$4,668.00 (-4.5%)
2023$4,888.00 (+4.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$350,057 (+3%)$526,764 (+23.42%) Land $100,000 Building $426,764
2022$4,698.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$339,862$426,796 Land $60,000 Building $366,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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