966 Ascot Dr, Elgin, IL 60123 Property Records

Kane County property record for 966 Ascot Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,449 sqft · built 1991
Lot Size0.35 acres (1,507 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Oct 2005)
Tax Bill$2,210 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-27-176-062

Property Details

APN / Parcel Number

Primary APN06-27-176-062

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,449 sqft Living Area
Gross Area1,904 sqft
Basement Area455 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Lot Area1,507 sqft (0.35 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address966 ASCOT DR
CityELGIN
StateIL
Zip60123-6760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSELY 26.2 FT OF THE NW 106.33 FT OF LOT 4 OF PINE MEADOW SUB
Legal SubdivisionPINE MEADOW SUB
Legal Block3
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3016
Census Tract851908

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address966 ASCOT DR, ELGIN, IL 60123-6760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2005 · Amount on Record
Deed SaleOct 24, 2005 · Amount on Record
Prior SaleJan 31, 2003 · Amount on Record
Deed Document Number2005128111
Prior Transfer DateSep 29, 2004
Prior Transfer Doc0000141884
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address966 ASCOT DR, ELGIN, IL 60123-6760
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058980
DateDec 5, 2019
Instrument2019K058980
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,210.00 (-24.98%) Homeowner's exemption Senior Citizen's exemption$80,979 (+8.57%) Land $14,198 Building $66,781$243,034 (+8.57%) Land $42,611 Building $200,423
2024$74,587 (+21.39%) Land $13,077 Building $61,510$223,851 (+21.44%) Land $39,247 Building $184,604
2022$2,946.00 (-2.8%) Homeowner's exemption$61,442 (+6.96%) Land $10,772 Building $50,670$184,326 (+6.96%) Land $32,316 Building $152,010
2021$3,031.00 Homeowner's exemption$57,444 Land $10,071 Building $47,373$172,332 Land $30,213 Building $142,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-ROLLINS
private · serves 231 people · EPA ID IL0895150
Water SourceGroundwater
Last State InspectionJun 2023
Lead4 ppb (2026)
action level 15 ppb
Copper1.41 mg/L (2019–2021)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Astound Broadband.

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