97 Willow Lk, Ward, AR 72176 Property Records

Lonoke County property record for 97 Willow Lk, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,453 sqft · built 2015
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2023)
Tax Bill	$1,405 (2024)
Deeds & Mortgages	Aug 2023 Sale Apr 2021 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`800-83097-000`

Property Details

APN / Parcel Number

Primary APN	`800-83097-000`
Alternative APN	`42868`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2015
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	118 sqft
Patio Area	28 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	97 WILLOW LK
City	WARD
State	AR
Zip	72176-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:97 CITY/MUNI/TWP:WARD SUBD:WILLOW LAKE SEC/TWN/RNG/MER:SEC 33 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	33
Legal Subdivision	WILLOW LAKE
Legal Lot Number	97
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	600 GREYSTONE BLVD, CABOT, AR 72023-7642
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer PRO LAND TITLE, PROLAND TITLE
Apr 29, 2021	Warranty Deed, Transfer UNITED ABSTRACT AND TITLE COMPANY INC, UNITED ABSTRACT & TITLE CO
Jan 31, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Apr 29, 2021 · Amount on Record
Deed Document Number	2023-06691
Deed Book / Page	2023 / 6691
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 2, 2023
Property Address	97 WILLOW LK, WARD, AR 72176-9517
Document Number	0000006691
Book / Page	2023 / 6691
Instrument Date	Jul 24, 2023
Instrument	2023-06691
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	PRO LAND TITLE, PROLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 WILLOW LK, WARD, AR 72176-9517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 WILLOW LK, WARD, AR 72176-9517

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 29, 2021
Property Address	97 WILLOW LK, WARD, AR 72176-9517
Document Number	0000005611
Book / Page	2021 / 5611
Instrument Date	Apr 20, 2021
Instrument	2021-05611
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	UNITED ABSTRACT AND TITLE COMPANY INC, UNITED ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 MAVERICK DR, DAYTON, OH 45431-1521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 GREYSTONE BLVD, CABOT, AR 72023-7642

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	97 WILLOW LK, WARD, AR 72176-9517
Document Number	0000001535
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 WILLOW LK WARD AR 721769517, WARD, AR 72176-9517

Mortgage

Document Number	0000001535
Date	Feb 13, 2020
Instrument	1535

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,620 (-) Land $4,000 Building $23,620
2024	$1,405.00
2023	$1,405.00	$27,620 (-) Land $4,000 Building $23,620	$138,100 (-) Land $20,000 Building $118,100
2022	$1,405.00 Homeowner's exemption	$27,620 Land $4,000 Building $23,620	$138,100 Land $20,000 Building $118,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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