89 Willow Lk, Ward, AR 72176 Property Records

Lonoke County property record for 89 Willow Lk, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,325 sqft · built 2009
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Nov 2022)
Tax Bill	$1,258 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`800-83093-000`

Property Details

APN / Parcel Number

Primary APN	`800-83093-000`
Alternative APN	`42864`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2009
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Driveway
Driveway Area	608 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Patio Area	240 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	89 WILLOW LK
City	WARD
State	AR
Zip	72176-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:93 CITY/MUNI/TWP:WARD SUBD:WILLOW LAKE SEC/TWN/RNG/MER:SEC 33 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	33
Legal Subdivision	WILLOW LAKE
Legal Lot Number	93
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 WILLOW LK, WARD, AR 72176-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 16, 2022	Warranty Deed, Transfer · VA Mortgage LOANPEOPLE LLC
Oct 11, 2019	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	2022-13318
Deed Book / Page	2022 / 13318
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	89 WILLOW LK, WARD, AR 72176-9517
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013419
Date	Oct 7, 2021
Book Page	2021/13419
Instrument	2021-13419

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Nov 16, 2022
Property Address	89 WILLOW LK, WARD, AR 72176-9517
Document Number	0000013318
Book / Page	2022 / 13318
Instrument Date	Oct 28, 2022
Instrument	2022-13318
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$554.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 WILLOW LK, WARD, AR 72176-9517

Mortgage

Document Number	0202213319
Date	Nov 16, 2022
Instrument	2022-13319

Lender

Name	LOANPEOPLE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 11, 2019
Property Address	89 WILLOW LK, WARD, AR 72176-9517
Document Number	0000010276
Instrument Date	Oct 10, 2019
Instrument	10276
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	89 WILLOW LAKE DR WARD AR 72176, WARD, AR 72176

Mortgage

Document Number	10277
Date	Oct 11, 2019
Instrument	10277

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,720 Land $4,000 Building $20,720
2024	$1,258.00
2023	$1,258.00 (+42.47%)		$123,600 Land $20,000 Building $103,600
2022	$883.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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