103 Willow Lk, Ward, AR 72176 Property Records

Lonoke County property record for 103 Willow Lk, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,337 sqft · built 2011
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Dec 2021)
Tax Bill	$820 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`800-83100-000`

Property Details

APN / Parcel Number

Primary APN	`800-83100-000`
Alternative APN	`42871`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,337 sqft Living Area
Gross Area	1,821 sqft
1st Floor Area	1,337 sqft
Basement Area	100 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	129 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 WILLOW LK
City	WARD
State	AR
Zip	72176-9634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	33
Legal Subdivision	WILLOW LAKE
Legal Block	1
Legal Lot Number	100
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Lonoke County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 WILLOW LK, WARD, AR 72176-9634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 29, 2020	Quit Claim Deed, Transfer STEWART TITLE
Jan 13, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	202116300
Deed Book / Page	2021 / 16300
Prior Transfer Date	Jan 5, 2017
Prior Transfer Doc	0000000495
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Dec 6, 2021
Property Address	103 WILLOW LK, WARD, AR 72176-9634
Document Number	0000016300
Book / Page	2021 / 16300
Instrument Date	Nov 30, 2021
Instrument	2021-16300
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	WACO TITLE COMPANY CABOT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 WILLOW LK, WARD, AR 72176-9634
Investor	Possibly a Property Investor

Mortgage

Document Number	0202116301
Date	Dec 6, 2021
Instrument	2021-16301

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Oct 29, 2020
Property Address	103 WILLOW LK, WARD, AR 72176-9634
Document Number	0000012465
Instrument Date	Oct 1, 2020
Instrument	12465
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	103 WILLOW OAK LN WARD AR 72176, WARD, AR 72176

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Jan 13, 2017
Property Address	103 WILLOW LK, WARD, AR 72176-9634
Document Number	0000000495
Instrument Date	Jan 5, 2017
Instrument	495
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	911 NATURE WAY BENTON AR 720195002, BENTON, AR 72019-5002

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,950 (-) Land $4,000 Building $21,950	$129,750 (-) Land $20,000 Building $109,750
2024	$820.00 (-8.38%)
2023	$895.00 Homeowner's exemption	$25,950 Land $4,000 Building $21,950	$129,750 Land $20,000 Building $109,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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