93 Willow Lk, Ward, AR 72176 Property Records

Lonoke County property record for 93 Willow Lk, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,354 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Jul 2021)
Tax Bill	$1,339 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`800-83095-000`

Property Details

APN / Parcel Number

Primary APN	`800-83095-000`
Alternative APN	`42866`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,354 sqft Living Area
1st Floor Area	1,354 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2014
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	399 sqft
Driveway	Driveway
Driveway Area	765 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Patio Area	168 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	93 WILLOW LK
City	WARD
State	AR
Zip	72176-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:95 CITY/MUNI/TWP:WARD SUBD:WILLOW LAKE SEC/TWN/RNG/MER:SEC 33 TWN 05N RNG 09W
Legal Range	09W
Legal Township	05N
Legal Section	33
Legal Subdivision	WILLOW LAKE
Legal Lot Number	95
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1017
Census Tract	20102

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	93 WILLOW LK, WARD, AR 72176-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on Record
Deed Sale	Jul 22, 2021 · Amount on Record
Prior Sale	Jul 16, 2014
Deed Document Number	2021-09577
Deed Book / Page	2021 / 9577
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 22, 2021
Property Address	93 WILLOW LK, WARD, AR 72176-9517
Document Number	0000009577
Book / Page	2021 / 9577
Instrument Date	Jul 16, 2021
Instrument	2021-09577
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	CB TITLE COMPANY, CABOT TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 CURRY LN, 75, AUSTIN, AR 72007-9185

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 WILLOW LK, WARD, AR 72176-9517
Investor	Possibly a Property Investor

Mortgage

Document Number	202109578
Date	Jul 22, 2021
Instrument	2021-09578

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000009579
Date	Jul 22, 2021
Book Page	2021/9579
Instrument	2021-09579

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	LITTLE ROCK, AR 72202

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,320 (-) Land $4,000 Building $22,320
2024	$1,339.00
2023	$1,339.00	$26,320 Land $4,000 Building $22,320	$131,600 Land $20,000 Building $111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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