St. Charles County property record for 97 Valley Forge, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,804 sqft · built 1996 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $685,000 (Aug 2024) |
| Tax Bill | $6,445 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2023 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | A973000141 |
| Primary APN | A973000141 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,804 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| Basement Area | 1,412 sqft |
| Finished Basement | 670 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A973000141 |
|---|---|
| Old Parcel Number | A973000141 |
| Street Address | 97 VALLEY FRG |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | HERITAGE MANOR LOT 235 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | HERITAGE MANOR |
| Legal Lot Number | 235 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 311145 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 97 VALLEY FRG, SAINT CHARLES, MO 63303-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF OLD MONROE |
| Apr 27, 2023 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on Record |
| Deed Sale | Aug 12, 2024 · Amount on Record |
| Prior Sale | Apr 27, 2023 · Amount on Record |
| Deed Document Number | 0202432283 |
| Deed Book / Page | 2024 / 32283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 97 VALLEY FRG, SAINT CHARLES, MO 63303-8496 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1500 HERITAGE MANOR CT, SAINT PETERS, MO 63303-8483 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021689 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2023R-021689 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 27, 2023 |
| Property Address | 97 VALLEY FRG, SAINT CHARLES, MO 63303-8496 |
| Document Number | 0000015887 |
| Map Reference | MB 33 PG 112&113 |
| Instrument Date | Apr 17, 2023 |
| Instrument | 2023R-015887 |
| Transaction Type | Foreclosure |
| Record Updated | May 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 97 VALLEY FRG, SAINT CHARLES, MO 63303-8496 |
| Name | Verified Name |
|---|---|
| Address | 1500 HERITAGE MANOR CT, SAINT PETERS, MO 63303-8483 |
| Investor | Possibly a Property Investor |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,445.00 | $95,154 (+11.33%) | $500,810 (+11.33%) Land $72,000 Building $428,810 |
| 2023 | $85,474 | ||
| 2022 | $449,863 Land $54,000 Building $395,863 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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