Porter County property record for 97 Tower Rd, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,855 sqft · built 1969 |
| Lot Size | 4.15 acres (181,210 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,010 (2024) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-09-33-201-001.000-003 |
| Primary APN | 64-09-33-201-001.000-003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,855 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Other |
| Construction Type | Brick |
| Roof Material | Other |
| Lot Area | 181,210 sqft (4.15 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,617 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Deck Area | 399 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 00000920796 |
|---|---|
| Old Parcel Number | 640933200001000003 |
| Street Address | 97 TOWER RD |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-7024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARC IN W487.75 N460.16 NE 33-35-6 4.16A 99-11372 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 50606 |
97 Tower Rd is owned and occupied by two individuals who acquired it in August 2001.
Source: Porter County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 97 TOWER RD, VALPARAISO, IN 46385-7024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2001 |
| Deed Sale | Aug 16, 2001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 97 TOWER RD, VALPARAISO, IN 46385-7024 |
| Document Number | 0000025629 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97 TOWER RD VALPARAISO IN 463857024, VALPARAISO, IN 46385-7024 |
| Document Number | 0000025629 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 25629 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETOIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 17, 2032 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Center Township |
| Unified School District | Valparaiso Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $462,500 Land $141,800 Building $320,700 | $462,500 Land $141,800 Building $320,700 | |
| 2024 | $4,010.00 (-9.56%) | ||
| 2023 | $4,434.00 (+0.7%) | $432,900 Land $109,000 Building $323,900 | $432,900 Land $109,000 Building $323,900 |
| 2022 | $4,403.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Tower Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Tower Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 99.7% of Indiana |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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