Porter County property record for 46 Tower Rd, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,036 sqft · built 2015 |
| Lot Size | 0.476 acres (20,778 sqft) |
| Owner | Individual Name on File |
| Last Sale | $790,000 (May 2025) |
| Tax Bill | $8,818 (2024) |
| Deeds & Mortgages | May 2021 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-09-33-401-002.000-003 |
| Primary APN | 64-09-33-401-002.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| Basement Area | 2,072 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 20,778 sqft (0.476 acres) |
| Lot Dimensions | 154 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 1,032 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 00000919520 |
|---|---|
| Old Parcel Number | 02000126024 |
| Street Address | 46 TOWER RD |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABERDEEN 19TH REPLAT LOT E-17A .479A NWCD |
| Legal Subdivision | ABERDEEN 19TH REPLAT |
| Legal Lot Number | E |
| Jurisdiction | PORTER IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50606 |
46 Tower Rd is owned and occupied by an individual who bought it in May 2025.
Source: Porter County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 TOWER RD, VALPARAISO, IN 46385-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2025 · Amount on File |
| Deed Sale | May 20, 2025 · Amount on File |
| Prior Sale | May 18, 2018 · Amount on File |
| Deed Document Number | 2025-008319 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 46 TOWER RD, VALPARAISO, IN 46385-9282 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015445 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021-015445 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28278 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | May 18, 2018 |
| Property Address | 46 TOWER RD, VALPARAISO, IN 46385-9282 |
| Document Number | 0000010682 |
| Map Reference | FILE25-A-AVA |
| Instrument Date | May 17, 2018 |
| Instrument | 2018-010682 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | HEARTLAND TITLE SERVICES INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 TOWER RD, VALPARAISO, IN 46385-9282 |
| Document Number | 0000010683 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 2018-010683 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Center Township |
| Unified School District | Valparaiso Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $943,800 Land $160,900 Building $782,900 | $943,800 Land $160,900 Building $782,900 | |
| 2024 | $8,818.00 (+1.82%) | ||
| 2023 | $8,660.00 (+1.42%) | $863,200 Land $150,000 Building $713,200 | $863,200 Land $150,000 Building $713,200 |
| 2022 | $8,539.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Tower Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Tower Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 99.2% of Indiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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