Porter County property record for 38 Tower Rd, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,790 sqft · built 2000 |
| Lot Size | 0.173 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,770 (2024) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-09-33-401-007.000-003 |
| Primary APN | 64-09-33-401-007.000-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,790 sqft Living Area |
| Attic Area | 572 sqft |
| Basement Area | 1,998 sqft |
| Finished Basement | 1,998 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.173 acres) |
| Lot Dimensions | 126 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Account Number | 00000919725 |
|---|---|
| Old Parcel Number | 02000289162 |
| Street Address | 38 TOWER RD |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE 15TH REPLAT AT ABERDEEN LOT FV-3 .172A NWCD |
| Legal Subdivision | ABERDEEN |
| Legal Lot Number | FV |
| Jurisdiction | PORTER IN |
| Township / Civil Division | CENTER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50606 |
38 Tower Rd is owned and occupied by two individuals who acquired it in April 2015.
Source: Porter County records, as of February 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 TOWER RD, VALPARAISO, IN 46385-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2015 |
| Deed Sale | Apr 8, 2015 |
| Prior Sale | Jan 27, 2015 |
| Deed Document Number | 0000007518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 38 TOWER RD, VALPARAISO, IN 46385-9282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014740 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 2020-014740 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Sep 1, 2046 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Center Township |
| Unified School District | Valparaiso Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490,900 Land $65,200 Building $425,700 | $490,900 Land $65,200 Building $425,700 | |
| 2024 | $3,770.00 (+3.91%) | ||
| 2023 | $3,628.00 (+3.16%) | $439,900 Land $60,700 Building $379,200 | $439,900 Land $60,700 Building $379,200 |
| 2022 | $3,517.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Tower Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Tower Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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