40 Tower Rd, Valparaiso, IN 46385 Property Records

Porter County property record for 40 Tower Rd, Valparaiso, IN 46385

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,209 sqft · built 2010
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (May 2021)
Tax Bill	$7,081 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-09-33-401-005.000-003`

Property Details

APN / Parcel Number

Primary APN	`64-09-33-401-005.000-003`
Alternative APNs	`02000004991` `02000131410` `00000984369`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,209 sqft Living Area
Gross Area	5,374 sqft
1st Floor Area	2,209 sqft
Basement Area	2,209 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	169 ft deep x 129 ft wide
View / Lot	Traffic
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40 TOWER RD
City	VALPARAISO
State	IN
Zip	46385-9282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABERDEEN PHASE A LOT E-20 .465A NWCD
Legal Subdivision	ABERDEEN PHASE A
Legal Phase	A
Legal Lot Number	E-20
Jurisdiction	PORTER IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1004
Census Tract	50606

Owner

Source: Porter County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 TOWER RD, VALPARAISO, IN 46385-9282
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Feb 13, 2008
Deed Document Number	202114159
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000014159
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PORTER IN
Recording Date	May 5, 2021
Property Address	40 TOWER RD, VALPARAISO, IN 46385-9282
Document Number	0000014159
Map Reference	FILE 25-A-4
Instrument Date	Apr 29, 2021
Instrument	2021-014159
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TOWER RD, VALPARAISO, IN 46385-9282

Mortgage

Document Number	0000014160
Date	May 5, 2021
Instrument	2021-014160

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	4.62%
Index	3-Year CMT
Max Rate	7.62%

Tax Assessment & Valuation

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Center Township
Unified School District	Valparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$783,700 (+9.58%) Land $161,400 Building $622,300	$783,700 (+9.58%) Land $161,400 Building $622,300
2024	$7,081.00 (+2.42%)
2023	$6,914.00 (+1.11%)	$715,200 Land $150,400 Building $564,800	$715,200 Land $150,400 Building $564,800
2022	$6,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20