97 Overlook Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 97 Overlook Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,326 sqft · built 1926
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2017)
Tax Bill	$10,729 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00027-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`04-00027-0000-00049`
Alternative APN	`040002700049`

Interior

Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,326 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	159 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040002700049
Street Address	97 OVERLOOK RD
City	CEDAR GROVE
State	NJ
Zip	07009-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X159
Legal Block	27
Legal Lot Number	49
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2006
Census Tract	21400

Owner

97 Overlook Rd is owned and occupied by two individuals who bought it in July 2017.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 OVERLOOK RD, CEDAR GROVE, NJ 07009-2213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage E MTG MGMT
Jul 17, 2017	Grant Deed, Transfer · Conventional with PMI AMERICAN FED'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Nov 12, 2014 · Amount on File
Deed Document Number	201761836
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	97 OVERLOOK RD, CEDAR GROVE, NJ 07009-2213
Document Number	0000070011
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ABSTRACT/PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 OVERLOOK RD CEDAR GROVE NJ 070092213, CEDAR GROVE, NJ 07009-2213

Mortgage

Document Number	0000070011
Date	Jul 29, 2020
Instrument	70011

Lender

Name	E MTG MGMT
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 17, 2017
Property Address	97 OVERLOOK RD, CEDAR GROVE, NJ 07009-2213
Document Number	0000061836
Instrument Date	Jun 28, 2017
Instrument	61836
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ALLIED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97 OVERLOOK RD CEDAR GROVE NJ 070092213, CEDAR GROVE, NJ 07009-2213

Mortgage

Document Number	61837
Date	Jul 17, 2017
Instrument	61837

Lender

Name	AMERICAN FED'L MTG
Type	Mortgage Company
Address	CHESTER, NJ 07930

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 97 Overlook Rd was $10,729, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,900 (+64.76%) Land $382,000 Building $275,900	$657,900 (+64.76%) Land $382,000 Building $275,900
2025	$10,729.00 (+2.8%)	$399,300 Land $240,700 Building $158,600	$399,300 Land $240,700 Building $158,600
2024	$10,437.00
2023		$399,300 Land $240,700 Building $158,600	$399,300 Land $240,700 Building $158,600
2022	$10,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Overlook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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