Essex County and Cedar Grove Township property record for 86 Overlook Rd, Cedar Grove, NJ 07009
| Property Type | Single Family Home |
|---|---|
| Details | 2,445 sqft · built 1927 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Company Name on File |
| Last Sale | $305,000 (Oct 2000) |
| Tax Bill | $11,817 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00022-0000-00032 |
| Primary APN | 04-00022-0000-00032 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,445 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 040002200032 |
|---|---|
| Street Address | 86 OVERLOOK RD |
| City | CEDAR GROVE |
| State | NJ |
| Zip | 07009-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | 50X150 |
| Legal Block | 22 |
| Legal Lot Number | 32 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | CEDAR GROVE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21400 |
86 Overlook Rd is owned by a company that acquired it in August 2007 and is owner-occupied.
Source: Essex County and Cedar Grove Township records, as of July 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 86 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA |
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2000 · Amount on File |
| Deed Sale | Oct 26, 2000 · Amount on File |
| Prior Sale | Oct 26, 2000 · Amount on File |
| Deed Book / Page | 5730 / 760 |
| Last Transfer Date | Aug 27, 2007 |
| Transfer Doc | 0007118518 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 86 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | SENTEX SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000035519 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021035519 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 86 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000099858 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2019099858 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 86 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231 |
| Document Number | 0000012513 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 86 OVERLOOK RD CEDAR GROVE NJ 070092231, CEDAR GROVE, NJ 07009-2231 |
| Document Number | 0000012513 |
|---|---|
| Date | Feb 10, 2017 |
| Instrument | 12513 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 86 Overlook Rd was $11,817 with a veteran's exemption, up 2.9% from the year before.
Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Cedar Grove Township |
| Unified School District | Cedar Grove Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $781,900 (+74.1%) Land $375,000 Building $406,900 | $781,900 (+74.1%) Land $375,000 Building $406,900 | |
| 2025 | $11,817.00 (+2.85%) Veteran's exemption | $449,100 Land $239,800 Building $209,300 | $449,100 Land $239,800 Building $209,300 |
| 2024 | $11,489.00 | ||
| 2023 | $449,100 Land $239,800 Building $209,300 | $449,100 Land $239,800 Building $209,300 | |
| 2022 | $11,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 86 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 86 Overlook Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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