102 Overlook Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 102 Overlook Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	2,288 sqft · built 1927
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,576 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00022-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`04-00022-0000-00028`
Alternative APN	`040002200028`

Interior

Stories	2 Stories
Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	040002200028
Street Address	102 OVERLOOK RD
City	CEDAR GROVE
State	NJ
Zip	07009-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Subdivision	TOWNSHIP/CEDAR GROVE
Legal Block	22
Legal Lot Number	28
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2007
Census Tract	21400

Owner

102 Overlook Rd is owned and occupied by two individuals who acquired it in December 2021.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Nov 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 7, 2021	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021
Deed Sale	Dec 7, 2021
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	2021144175
Prior Transfer Date	Feb 10, 2021
Prior Transfer Doc	0000144175
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	102 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231

Mortgage

Document Number	0000053920
Date	Sep 7, 2023
Instrument	2023053920

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Nov 16, 2021
Property Address	102 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Document Number	2021136298
Instrument Date	Oct 19, 2021
Instrument	2021136298
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	MAX TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231

Mortgage

Document Number	2021136299
Date	Nov 16, 2021
Instrument	2021136299

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Dec 7, 2021
Property Address	102 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Document Number	0000144175
Instrument Date	Feb 6, 2021
Instrument	2021144175
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	NOT AVAILABLE, PUNCTUAL ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231

Mortgage

Document Number	0000144176
Date	Dec 7, 2021
Instrument	2021144176

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 102 Overlook Rd was $11,576, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$704,900 (+63.63%) Land $375,000 Building $329,900	$704,900 (+63.63%) Land $375,000 Building $329,900
2025	$11,576.00 (+2.8%)	$430,800 Land $239,800 Building $191,000	$430,800 Land $239,800 Building $191,000
2024	$11,261.00
2023		$430,800 Land $239,800 Building $191,000	$430,800 Land $239,800 Building $191,000
2022	$11,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Overlook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Overlook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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