94 Overlook Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 94 Overlook Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,340 sqft · built 1927
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$546,000 (Aug 2022)
Tax Bill	$10,549 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00022-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`04-00022-0000-00030`
Alternative APN	`040002200030`

Interior

Stories	2 Stories
Building Area	1,340 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	040002200030
Street Address	94 OVERLOOK RD
City	CEDAR GROVE
State	NJ
Zip	07009-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	50X150
Legal Block	22
Legal Lot Number	30
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2007
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	94 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Feb 4, 2017	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT EQUITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	Dec 13, 1996 · Amount on Record
Deed Document Number	202276721
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 17, 2022
Property Address	94 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Document Number	0000076721
Instrument Date	Jul 21, 2022
Instrument	2022076721
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$982.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	94 OVERLOOK RD, 94, CEDAR GROVE, NJ 07009-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	94 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231

Mortgage

Document Number	0000076722
Date	Aug 17, 2022
Instrument	2022076722

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	94 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Document Number	0000013505
Instrument Date	Feb 4, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	94 OVERLOOK RD CEDAR GROVE NJ 070092231, CEDAR GROVE, NJ 07009-2231

Mortgage

Document Number	0000013505
Date	Feb 15, 2017
Instrument	13505

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,700 (+63.7%) Land $375,000 Building $267,700	$642,700 (+63.7%) Land $375,000 Building $267,700
2025	$10,549.00 (+2.8%)	$392,600 (-) Land $239,800 Building $152,800	$392,600 (-) Land $239,800 Building $152,800
2024	$10,262.00 (+1.95%)
2023		$392,600 Land $239,800 Building $152,800	$392,600 Land $239,800 Building $152,800
2022	$10,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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