97 Mount Pelia Rd, Bluffton, SC 29910 Property Records

Beaufort County property record for 97 Mount Pelia Rd, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 6,143 sqft · built 2022
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Tax Bill	$69,618 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R61404500003930000`

Property Details

APN / Parcel Number

Primary APN	`R61404500003930000`
Alternative APN	`12217792`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,143 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	35,284 sqft (0.81 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	12217792
Old Parcel Number	R61404500003930000
Street Address	97 MOUNT PELIA RD
City	BLUFFTON
State	SC
Zip	29910-7727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 819 PALMETTO BLUFF PLAT 8A POR OF MAY RIVER FOREST PB106 P64-67 PB125 P34-37
Legal Subdivision	PALMETTO BLUFF S/D
Legal Lot Number	819
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1022
Census Tract	2102

Owner

97 Mount Pelia Rd, a single family home, is owned by two individuals.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2613 24TH ST N, ARLINGTON, VA 22207-4908
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · ARM SOUTH STATE BANK
Apr 13, 2018	Deed of Trust, Mortgage · ARM SOUTH STATE BANK
Sep 28, 2020	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	97 MOUNT PELIA RD, BLUFFTON, SC 29910-7727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012594
Date	Mar 12, 2018
Book Page	3650/1109
Instrument	2018012594

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.24%
Index	1-Year LIBOR
Max Rate	10.2%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	97 MOUNT PELIA RD, BLUFFTON, SC 29910-7727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019294
Date	Apr 13, 2018
Book Page	3659/1330
Instrument	2018019294

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	ARM
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.24%
Index	1-Year LIBOR
Max Rate	10.2%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	97 MOUNT PELIA RD, BLUFFTON, SC 29910-7727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2613 24TH ST N, ARLINGTON, VA 22207-4908

Mortgage

Document Number	0000054725
Date	Sep 28, 2020
Book Page	3913/3144
Instrument	2020054725

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Margin	3
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 97 Mount Pelia Rd was $69,618.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$69,618.00	$245,310
2023	$68,623.00 (+239.67%)	$245,310 (+255.52%)	$4,211,000 (+266.17%) Land $1,445,000 Building $2,766,000
2022	$20,203.00	$69,000	$1,150,000 Land $1,150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Mount Pelia Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 666 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	666 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Jun 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Mount Pelia Rd is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Pelia Rd

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