97 Morgan Ter, Marion, NC 28752 Property Records

McDowell County property record for 97 Morgan Ter, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1946
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Jun 2021)
Tax Bill	$349 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1701-08-88-4633`

Property Details

APN / Parcel Number

Primary APN	`1701-08-88-4633`
Alternative APN	`75161`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	960 sqft
1st Floor Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	75161
Street Address	97 MORGAN TER
City	MARION
State	NC
Zip	28752-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 MORGAN TERRACE PB 1/6
Legal Subdivision	MORGAN TERRACE PROPERTY
Legal Lot Number	39
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3002
Census Tract	970300

Owner

97 Morgan Ter is owned by an individual who bought it in June 2021.

Source: McDowell County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	5718 BARDSEY CT, MATTHEWS, NC 28104-0645
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jun 11, 2021	Warranty Deed, Transfer
Apr 23, 2019	Grant Deed, Transfer ATTORNEY ONLY
Sep 21, 2017	Loan Modification, Mortgage THOMAS L MOTZKO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2021 · Amount on File
Deed Sale	Jun 11, 2021 · Amount on File
Prior Sale	Apr 23, 2019 · Amount on File
Deed Document Number	20213781
Deed Book / Page	1357 / 25
Prior Transfer Date	Apr 10, 2019
Prior Transfer Doc	0012720857
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	97 MORGAN TER, MARION, NC 28752-5204
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013850126
Date	Jan 21, 2022
Book Page	1385/126
Instrument	2022000398

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 11, 2021
Property Address	97 MORGAN TER, MARION, NC 28752-5204
Document Number	0013570025
Book / Page	1357 / 25
Map Reference	MB I PG 6
Instrument Date	Jun 3, 2021
Instrument	2021003781
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Tax	$265.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14848 COLORADO AVE, ROSEMOUNT, MN 55068-4569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5718 BARDSEY CT, MATTHEWS, NC 28104-0645

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCDOWELL NC
Recording Date	Apr 23, 2019
Property Address	97 MORGAN TER, MARION, NC 28752-5204
Document Number	0012720857
Book / Page	001272 / 000857
Instrument Date	Apr 10, 2019
Instrument	1809
Transaction Type	Transfer
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14838 COLORADO AVE ROSEMOUNT MN 550684569, ROSEMOUNT, MN 55068-4569

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCDOWELL NC
Property Address	97 MORGAN TER, MARION, NC 28752-5204
Document Number	0012260157
Book / Page	001226 / 000157
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012260157
Date	Oct 6, 2017
Book Page	001226/000157
Instrument	4853

Lender

Name	THOMAS L MOTZKO

Agreement

Amount	Amount on Record
Term	36 Months
Due	Oct 5, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 97 Morgan Ter was $349.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$349.00	$58,420 Land $20,000 Building $38,420
2023	$349.00	$58,420 Land $20,000 Building $38,420	$58,420 Land $20,000 Building $38,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 97 Morgan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Morgan Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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