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125 Morgan Ter, Marion, NC 28752 Property Records

McDowell County property record for 125 Morgan Ter, Marion, NC 28752

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,074 sqft · built 1920
Lot Size0.19 acres (8,256 sqft)
Owner2 Individual Names on Record
Last Sale$106,000 (Nov 2022)
Tax Bill$395 (2025)
Deeds & MortgagesJan 2026 Mortgage
Nov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1701-08-88-5744

Property Details

APN / Parcel Number

Primary APN1701-08-88-5744
Alternative APNs
  • 60532
  • 78809

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,074 sqft Heated Area
Gross Area1,484 sqft
1st Floor Area1,074 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1960
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,256 sqft (0.19 acres)
Lot Dimensions129 ft deep x 64 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelOil

Location & Zoning

Account Number78809
Street Address125 MORGAN TER
CityMARION
StateNC
Zip28752-5207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 35 36 MORGAN TERRACEPB1 PG6
Legal Lot Number35-36
JurisdictionMCDOWELL NC
Township / Civil DivisionMARION
Census Block Group3
Census Block3002
Census Tract970300

Owner

Source: McDowell County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address125 MORGAN TER, MARION, NC 28752-5207
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2026Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 4, 2022Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2022 · Amount on Record
Deed SaleNov 4, 2022 · Amount on Record
Prior SaleAug 8, 2005 · Amount on Record
Deed Document Number20226471
Deed Book / Page1418 / 653
Prior Transfer DateAug 15, 2012
Prior Transfer Doc0010780704
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDOWELL NC
Property Address125 MORGAN TER, MARION, NC 28752-5207
Transaction TypeMortgage
Record UpdatedFeb 9, 2026
Title CompanyEQUITY LOAN SERVICES INC, EQUITY STLMT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0015270299
DateJan 28, 2026
Book Page1527/299
Instrument2026000368
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateNov 4, 2022
Property Address125 MORGAN TER, MARION, NC 28752-5207
Document Number0014180653
Book / Page1418 / 653
Instrument DateNov 2, 2022
Instrument2022006471
Transaction TypeTransfer
Record UpdatedDec 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address218 WOODRUN DR, MARION, NC 28752-7640

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address125 MORGAN TER, MARION, NC 28752-5207
InvestorPossibly a Property Investor

Mortgage

Document Number2022006472
DateNov 4, 2022
Instrument2022006472
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityMarion City
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$395.00$66,160 (-) Land $20,000 Building $46,160
2023$395.00$66,160 Land $20,000 Building $46,160$66,160 Land $20,000 Building $46,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MARION
serves 9,362 people · EPA ID NC0156010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Skyrunner
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Optimum.

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