115 Morgan Ter, Marion, NC 28752 Property Records

McDowell County property record for 115 Morgan Ter, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,608 sqft · built 1900
Lot Size	0.46 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Jul 2021)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1701-08-88-5710`

Property Details

APN / Parcel Number

Primary APN	`1701-08-88-5710`
Alternative APN	`75524`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Heated Area
Gross Area	1,988 sqft
1st Floor Area	1,120 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75524
Street Address	115 MORGAN TER
City	MARION
State	NC
Zip	28752-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.20 AC LOT 37 MORGAN TERRACE PB 1 PG 6
Legal Subdivision	MORGAN TERRACE PROPERTY
Legal Lot Number	37
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3002
Census Tract	970300

Owner

Source: McDowell County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 MORGAN TER, MARION, NC 28752-5207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
May 17, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Sep 8, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 16, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	20214419
Deed Book / Page	1360 / 747
Prior Transfer Date	Mar 15, 2017
Prior Transfer Doc	0012070672
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 12, 2021
Property Address	115 MORGAN TER, MARION, NC 28752-5207
Document Number	0013600747
Book / Page	1360 / 747
Map Reference	MB 1 PG 6
Instrument Date	Jul 12, 2021
Instrument	2021004419
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1818 US 70 W, MARION, NC 28752-7455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MORGAN TER, MARION, NC 28752-5207

Mortgage

Document Number	2021004420
Date	Jul 12, 2021
Instrument	2021004420

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	115 MORGAN TER, MARION, NC 28752-5207
Document Number	0013090897
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MORGAN TER MARION NC 287525207, MARION, NC 28752-5207

Mortgage

Document Number	0013090897
Date	May 26, 2020
Book Page	001309/000897
Instrument	2421

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 17, 2019
Property Address	115 MORGAN TER, MARION, NC 28752-5207
Document Number	0012750136
Book / Page	001275 / 000136
Instrument Date	May 9, 2019
Instrument	2247
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 MORGAN TER MARION NC 287525207, MARION, NC 28752-5207

Mortgage

Document Number	12750142
Date	May 17, 2019
Book Page	001275/000142
Instrument	2249

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 8, 2017
Property Address	115 MORGAN TER, MARION, NC 28752-5207
Document Number	0012230868
Book / Page	001223 / 000868
Instrument Date	Sep 5, 2017
Instrument	4416
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 TATERTOWN LOOP #1 NEBO NC 28761, 1, NEBO, NC 28761

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 16, 2017
Property Address	115 MORGAN TER, MARION, NC 28752-5207
Document Number	0012070672
Book / Page	001207 / 000672
Instrument Date	Nov 23, 2013
Instrument	1276
Transaction Type	Foreclosure
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00	$184,820 (-) Land $25,000 Building $159,820
2023	$1,105.00	$184,820 Land $25,000 Building $159,820	$184,820 Land $25,000 Building $159,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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