79 Morgan Ter, Marion, NC 28752 Property Records

McDowell County property record for 79 Morgan Ter, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,732 sqft · built 1935
Lot Size	0.32 acres (13,900 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Jul 2005)
Tax Bill	$536 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1701-08-88-3563`

Property Details

APN / Parcel Number

Primary APN	`1701-08-88-3563`
Alternative APN	`57161`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,732 sqft Heated Area
Gross Area	2,068 sqft
1st Floor Area	1,348 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1950
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	13,900 sqft (0.32 acres)
Lot Dimensions	139 ft deep x 100 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	57161
Street Address	79 MORGAN TER
City	MARION
State	NC
Zip	28752-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 41 THRU 45 & PT 46 MORGAN TER .75 A
Legal Subdivision	THE CLINCHFIELD
Legal Lot Number	41-45
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	3
Census Block	3002
Census Tract	970300

Owner

79 Morgan Ter is owned and occupied by an individual who bought it in July 2005.

Source: McDowell County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	79 MORGAN TER, MARION, NC 28752-5204
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jan 9, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
Dec 7, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2005 · Amount on File
Deed Sale	Jul 7, 2005 · Amount on File
Deed Document Number	20054754
Deed Book / Page	830 / 556
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	79 MORGAN TER, MARION, NC 28752-5204
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 MORGAN TER, MARION, NC 28752-5204

Mortgage

Document Number	0013900048
Date	Mar 2, 2022
Book Page	1390/48
Instrument	2022001264

Lender

Name	FIRST BANK
Type	Bank
Address	MARION, NC 28752

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	79 MORGAN TER, MARION, NC 28752-5204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012330812
Date	Jan 9, 2018
Book Page	1233/0812
Instrument	2018000068

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	79 MORGAN TER, MARION, NC 28752-5204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012310335
Date	Dec 7, 2017
Book Page	1231/0335
Instrument	2017005884

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 79 Morgan Ter was $536.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Municipality	Marion City
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$536.00	$89,780 Land $28,000 Building $61,780
2023	$536.00	$89,780 Land $28,000 Building $61,780	$89,780 Land $28,000 Building $61,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 79 Morgan Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 79 Morgan Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARION serves 9,362 people · EPA ID NC0156010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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