Barnstable County and Barnstable Town City property record for 97 Main St, Osterville, MA 02655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,828 sqft · built 1981 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $37,913 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | OSTE M:185 L:022002 |
| Primary APN | OSTE M:185 L:022002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,828 sqft Living Area |
| Gross Area | 6,556 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,658 sqft (1.14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 106129 |
|---|---|
| Street Address | 97 MAIN ST |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Lot Number | 22002 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 13002 |
97 Main St, a single family home, is owned by two individuals.
Source: Barnstable County and Barnstable Town City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 BEACH RD, 8, JUPITER, FL 33469-2862 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 97 Main St was $37,913, up 4.1% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,913.00 (+4.13%) | $4,686,400 (+0.53%) Land $3,477,600 Building $1,208,800 | $2,987,125 |
| 2024 | $36,409.00 (+5.83%) | $4,661,800 (+13.01%) Land $3,477,600 Building $1,184,200 | |
| 2023 | $34,404.00 | $4,125,200 Land $3,165,000 Building $960,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 14 (1990–2026) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Feb 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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