87 Main St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 87 Main St, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	9 bd · 6 ba · 8,820 sqft · built 1892
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,500,000 (Aug 2017)
Tax Bill	$57,870 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OSTE M:185 L:062`

Property Details

APN / Parcel Number

Primary APN	`OSTE M:185 L:062`
Alternative APN	`106539`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Total Rooms	19 Rooms
Stories	2 Stories
Building Area	8,820 sqft Living Area
Gross Area	16,703 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	106539
Street Address	87 MAIN ST
City	OSTERVILLE
State	MA
Zip	02655-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	62
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	2
Census Block	2002
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	101 CENTRAL PARK W, 14A, NEW YORK, NY 10023-4250
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · ARM CITIBANK NA
Mar 6, 2019	Deed of Trust, Mortgage · ARM CITIBANK NA
Aug 30, 2017	Quit Claim Deed, Transfer CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Jun 8, 1994 · Amount on Record
Deed Book / Page	30734 / 112
Transfer Doc	0000044142
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	87 MAIN ST, OSTERVILLE, MA 02655-1414
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	034467-169
Date	Sep 14, 2021
Book Page	34467/169
Instrument	60021

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Oct 1, 2031
Index	LIBOR

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	87 MAIN ST, OSTERVILLE, MA 02655-1414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31873-40
Date	Mar 6, 2019
Book Page	31873/40
Instrument	9892

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2022

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Aug 30, 2017
Property Address	87 MAIN ST, OSTERVILLE, MA 02655-1414
Document Number	30734-112
Book / Page	30734 / 112
Instrument	44142
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.69
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 MAIN ST, OSTERVILLE, MA 02655-1414

Mortgage

Document Number	307340115
Date	Aug 30, 2017
Instrument	30734/0115

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Interest

Rate	3.25%
Max Rate At Change	90.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$57,870.00 (+4.63%)	$7,153,300 (+1.01%) Land $3,744,400 Building $3,408,900	$7,328,934
2024	$55,307.00 (+13.84%)	$7,081,600 (+21.57%) Land $3,744,400 Building $3,337,200
2023	$48,583.00	$5,825,300 Land $3,431,800 Building $2,393,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	14 (1990–2026)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Hurricane Bob, Aug 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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