Barnstable County and Barnstable Town City property record for 48 Main St, Osterville, MA 02655 · Last verified June 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 6 bd · 6 ba · 4,418 sqft · built 1920 |
| Lot Size | 4.85 acres (211,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,575,000 (Jun 2015) |
| Tax Bill | $44,109 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | OSTE M:185 L:004 |
| Primary APN | OSTE M:185 L:004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,418 sqft Living Area |
| Gross Area | 6,230 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 211,266 sqft (4.85 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 105941 |
|---|---|
| Street Address | 48 MAIN ST |
| City | OSTERVILLE |
| State | MA |
| Zip | 02655-1413 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Lot Number | 4 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13002 |
Source: Barnstable County and Barnstable Town City records · APN OSTE M:185 L:004
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 186, BELMONT, MA 02478-0002 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 05, 2024 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Jun 14, 2018 | Deed of Trust, Mortgage · ARM USA ALLIANCE FCU |
| Aug 30, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2015 · Amount on Record |
| Deed Sale | Jun 19, 2015 · Amount on Record |
| Deed Document Number | 20151271950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 48 MAIN ST, OSTERVILLE, MA 02655-1413 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001514499 |
|---|---|
| Date | Dec 05, 2024 |
| Instrument | 1514499 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Dec 01, 2031 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 48 MAIN ST, OSTERVILLE, MA 02655-1413 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001348194 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 1348194 |
| Name | USA ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 48 MAIN ST, OSTERVILLE, MA 02655-1413 |
| Document Number | 0001377712 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 48 MAIN ST OSTERVILLE MA 02655, OSTERVILLE, MA 02655 |
| Document Number | 0001377712 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 1377712 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $44,109.00 (+9.92%) | $5,452,300 (+6.11%) Land $1,479,700 Building $3,972,600 |
| 2024 | $40,129.00 (+3.84%) | $5,138,200 (+10.89%) Land $1,479,700 Building $3,658,500 |
| 2023 | $38,644.00 | $4,633,600 Land $1,377,100 Building $3,256,500 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010130023, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2004, rainfall accumulation |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | C15 “Centerville” |
| Unit Type | System Unit |
| Designated | November 25, 2024 |
| NFIP Eligibility | Eligible (built 1920) built before the November 25, 2025 cutoff |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
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