130 Main St, Osterville, MA 02655 Property Records

Barnstable County and Barnstable Town City property record for 130 Main St, Osterville, MA 02655

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,340 sqft · built 2007
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Trust Names on Record
Last Sale	$2,425,000 (Jan 2019)
Tax Bill	$30,308 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CENT M:165 L:074003`

Property Details

APN / Parcel Number

Primary APN	`CENT M:165 L:074003`
Alternative APN	`19083`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,340 sqft Living Area
Gross Area	9,303 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Wood Shingle
Lot Area	126,324 sqft (2.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19083
Street Address	130 MAIN ST
City	OSTERVILLE
State	MA
Zip	02655-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC;RF-
Legal Lot Number	74003
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	3
Census Block	3029
Census Tract	13002

Owner

Source: Barnstable County and Barnstable Town City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	130 MAIN ST, OSTERVILLE, MA 02655-1415
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Jan 29, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 17, 2017	Deed of Trust, Mortgage BANK OF NY MELLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	20194245
Deed Book / Page	31807 / 89
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	130 MAIN ST, OSTERVILLE, MA 02655-1415
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32527-181
Date	Dec 9, 2019
Book Page	32527/181
Instrument	62112

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2027

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Jan 29, 2019
Property Address	130 MAIN ST, OSTERVILLE, MA 02655-1415
Document Number	31807-89
Book / Page	31807 / 89
Instrument Date	Jan 28, 2019
Instrument	4245
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 LONG HILL RD, HOLLIS, NH 03049-5501

Mortgage

Document Number	4246
Date	Jan 29, 2019
Instrument	4246

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2024

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	130 MAIN ST, OSTERVILLE, MA 02655-1415
Document Number	30918-129
Book / Page	030918 / 000129
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30918-129
Date	Nov 22, 2017
Book Page	030918/000129
Instrument	59960

Lender

Name	BANK OF NY MELLON
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$30,308.00 (+10.41%)	$3,746,300 (+6.59%) Land $1,071,700 Building $2,674,600
2024	$27,451.00 (+9.76%)	$3,514,800 (+17.21%) Land $1,071,700 Building $2,443,100
2023	$25,010.00	$2,998,800 Land $894,300 Building $2,104,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures