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97 Laurel Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 97 Laurel Rd, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,144 sqft · built 1957
Lot Size0.308 acres (13,434 sqft)
Owner2 Individual Names on Record
Last Sale$131,000 (May 2001)
Tax Bill$4,479 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2023 Refinance
Flood ZoneZone X (minimal risk)
APN349-09800-0T-001

Property Details

APN / Parcel Number

Primary APN349-09800-0T-001
Alternative APN
  • WSPR M:00349 B:09800 L:0000T

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area2,936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,434 sqft (0.308 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number349-09800-0T-001
Street Address97 LAUREL RD
CityWEST SPRINGFIELD
StateMA
Zip01089-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWEST SPRINGFIELD
Legal Block9800
Legal Lot NumberT
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2028
Census Tract812401

Owner

Source: Hampden County and West Springfield Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97 LAUREL RD, WEST SPRINGFIELD, MA 01089-3001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage
WESTFIELD BANK FSB
Sep 14, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
WESTFIELD BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2001 · Amount on Record
Deed SaleMay 22, 2001 · Amount on Record
Prior SaleSep 27, 1989 · Amount on Record
Deed Book / Page11651 / 260
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address97 LAUREL RD, WEST SPRINGFIELD, MA 01089-3001
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026057-197
DateOct 6, 2025
Book Page26057/197
Instrument47371
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
AmountAmount Recorded
Term301 Months
DueNov 1, 2050

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address97 LAUREL RD, WEST SPRINGFIELD, MA 01089-3001
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025153-63
DateSep 14, 2023
Book Page25153/63
Instrument43268
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,479.00 (+1.31%)$301,200 (+0.9%) Land $127,000 Building $174,200$314,830
2024$4,421.00 (+4.44%)$298,500 (+9.58%) Land $127,000 Building $171,500
2023$4,233.00$272,400 Land $127,000 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1982)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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