94 Laurel Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 94 Laurel Rd, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,472 sqft · built 1942
Lot Size	0.263 acres (11,437 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Dec 2020)
Tax Bill	$4,920 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`349-09750-0T-001`

Property Details

APN / Parcel Number

Primary APN	`349-09750-0T-001`
Alternative APN	`WSPR M:00349 B:09750 L:0000T`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	2,624 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,437 sqft (0.263 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	349-09750-0T-001
Street Address	94 LAUREL RD
City	WEST SPRINGFIELD
State	MA
Zip	01089-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	9750
Legal Lot Number	T
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2029
Census Tract	812401

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	94 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Nov 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2020 · Amount on Record
Deed Sale	Dec 24, 2020 · Amount on Record
Prior Sale	Dec 23, 1985 · Amount on Record
Deed Document Number	202077958
Deed Book / Page	23611 / 438
Prior Transfer Date	Dec 19, 2020
Prior Transfer Doc	23611-438
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Dec 24, 2020
Property Address	94 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Document Number	23611-438
Book / Page	23611 / 438
Instrument Date	Dec 19, 2020
Instrument	77958
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 COYOTE CIR, FEEDING HILLS, MA 01030-1095

Mortgage

Document Number	77959
Date	Dec 24, 2020
Instrument	77959

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 2, 2018
Property Address	94 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Document Number	22433-98
Book / Page	022433 / 000098
Instrument Date	Oct 31, 2018
Instrument	66266
Transaction Type	Transfer
Record Updated	Nov 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 PARTROIS WAY SOUTHWICK MA 01077, SOUTHWICK, MA 01077

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,920.00 (+3.84%)	$350,900 (+10.14%) Land $137,900 Building $213,000	$344,046 (-5.2%)
2025	$4,738.00 (+6.47%)	$318,600 (+6.02%) Land $125,500 Building $193,100	$362,900
2024	$4,450.00 (+3.83%)	$300,500 (+8.96%) Land $125,500 Building $175,000
2023	$4,286.00	$275,800 Land $125,500 Building $150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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