102 Laurel Rd, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 102 Laurel Rd, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1945
Lot Size	0.263 acres (11,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 2000)
Tax Bill	$4,757 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`349-09850-0T-001`

Property Details

APN / Parcel Number

Primary APN	`349-09850-0T-001`
Alternative APN	`WSPR M:00349 B:09850 L:0000T`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,518 sqft
Basement Area	726 sqft
Unfinished Basement	726 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	11,437 sqft (0.263 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	349-09850-0T-001
Street Address	102 LAUREL RD
City	WEST SPRINGFIELD
State	MA
Zip	01089-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Subdivision	SUFFIELD STREET COOPER STREET
Legal Block	9850
Legal Lot Number	T
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2029
Census Tract	812401

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ALDENVILLE CU
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit ALDENVILLE CU
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALDENVILLE CU
Mar 13, 2018	Deed of Trust, Mortgage · Line of Credit ALDENVILLE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2000 · Amount on Record
Deed Sale	Sep 22, 2000 · Amount on Record
Prior Sale	Apr 22, 1996 · Amount on Record
Deed Book / Page	11345 / 43
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	102 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024642-247
Date	Jul 18, 2022
Book Page	24642/247
Instrument	43336

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	102 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24259-310
Date	Nov 22, 2021
Book Page	24259/310
Instrument	82922

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	102 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23272-52
Date	Jun 22, 2020
Book Page	23272/52
Instrument	32426

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	102 LAUREL RD, WEST SPRINGFIELD, MA 01089-3004
Document Number	22097-418
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22097-418
Date	Mar 19, 2018
Book Page	022097/000418
Instrument	13905

Lender

Name	ALDENVILLE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 18, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,757.00 (+4.07%)	$339,300 (+10.38%) Land $137,900 Building $201,400	$347,024 (-8.01%)
2025	$4,571.00 (+5.08%)	$307,400 (+4.66%) Land $125,500 Building $181,900	$377,245
2024	$4,350.00 (+3.57%)	$293,700 (+8.66%) Land $125,500 Building $168,200
2023	$4,200.00	$270,300 Land $125,500 Building $144,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures