97 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 97 Cottage St, Woonsocket, RI 02895 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1948
Square Footage1,286 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$85,000 (2016)
Tax Bill$3,577.00 (2025)

Property Details

APN / Parcel Number

Primary APNWOON M:23H L:40 U:4
Alternative APN
  • 18278

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,286 sqft Living Area
Gross Area2,727 sqft Gross Area
1st Floor930 sqft 1st Floor
Attic Area891 sqft Attic
Attic1 Attic
Basement Area631 sqft Basement
Unfinished Basement631 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional Style
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,792 sqft (0.11 acres)
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number18278
Street Address97 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5301
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Lot Number40
JurisdictionWOONSOCKET RI
Minor Civil DivisionWOONSOCKET
Census Blockgroup2
Census Block2001
Census Tract17800

Owner

Source: Woonsocket City records · APN WOON M:23H L:40 U:4

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97 COTTAGE ST, WOONSOCKET, RI 02895-5301
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2022Deed of Trust, Mortgage · Stand Alone Refinance
ROCKET MORTGAGE
Feb 12, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS INC
Apr 02, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2016 · Amount on Record
Deed SaleApr 20, 2016 · Amount on Record
Prior SaleMar 31, 2000 · Amount on Record
Deed Doc Number2016182420
Deed Book / Page2209 / 236
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address97 COTTAGE ST, WOONSOCKET, RI 02895-5301
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002697-275
DateJan 06, 2022
Book Page2697/275
Instrument219459
Lender
NameROCKET MORTGAGE
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term337 Months
DueFeb 01, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address97 COTTAGE ST, WOONSOCKET, RI 02895-5301
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2506-20
DateFeb 12, 2020
Book Page2506/20
Instrument205872
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address97 COTTAGE ST, WOONSOCKET, RI 02895-5301
Document Number2352-129
Instrument DateApr 02, 2018
Transaction TypeMortgage
Record UpdatedMay 01, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 COTTAGE ST WOONSOCKET RI 028955301, WOONSOCKET, RI 02895-5301

Mortgage

Document Number2352-129
DateApr 16, 2018
Book Page002352/000129
Instrument194102
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2048

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,577.00 (+6.78%)$318,500 (+32.93%) Land $103,900 Building $214,600
2023$3,350.00$239,600 (-) Land $92,200 Building $147,400
2022$3,350.00$239,600 Land $92,200 Building $147,400

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