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106 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 106 Cottage St, Woonsocket, RI 02895

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,353 sqft · built 1924
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Nov 2025)
Tax Bill$3,895 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19061800

Property Details

APN / Parcel Number

Primary APN19061800
Alternative APN
  • WOON M:23F L:98 U:38

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,353 sqft Living Area
Gross Area2,709 sqft
1st Floor Area911 sqft
Basement Area884 sqft
Unfinished Basement884 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number19061800
Street Address106 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5303
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR4
Legal Lot Number98
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2006
Census Tract17800

Owner

Source: Woonsocket City records · APN 19061800

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address106 COTTAGE ST, WOONSOCKET, RI 02895-5303
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2025Warranty Deed, Transfer · FHA Mortgage
PRIMELENDING
Jun 19, 2019Warranty Deed, Transfer · FHA Mortgage
SHAMROCK FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 06, 2025 · Amount on Record
Deed SaleNov 06, 2025 · Amount on Record
Prior SaleMay 16, 2025
Deed Book / Page2990 / 265
Prior Transfer DateMay 12, 2025
Prior Transfer Doc002949-127
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateNov 06, 2025
Property Address106 COTTAGE ST, WOONSOCKET, RI 02895-5303
Document Number002990-265
Book / Page2990 / 265
Instrument DateNov 06, 2025
Instrument202400739
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 COTTAGE ST, WOONSOCKET, RI 02895-5303

Mortgage

Document Number0202500740
DateNov 06, 2025
Instrument202500740
Lender
NamePRIMELENDING
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Mortgage

Document Number002990-290
DateNov 06, 2025
Book Page2990/290
Instrument240741
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
AmountAmount Recorded

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJun 19, 2019
Property Address106 COTTAGE ST, WOONSOCKET, RI 02895-5303
Document Number002447-134
Book / Page2447 / 134
Instrument DateJun 19, 2019
Instrument201628
Transaction TypeTransfer
Record UpdatedSep 06, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 COTTAGE ST, WOONSOCKET, RI 02895-5303

Mortgage

Document Number0000201629
DateJun 19, 2019
Instrument201629
Lender
NameSHAMROCK FINANCIAL CORP
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,895.00 (+19.99%)$346,800 (+49.35%) Land $105,800 Building $241,000
2023$3,246.00$232,200 (-) Land $93,800 Building $138,400
2022$3,246.00$232,200 Land $93,800 Building $138,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: AT&T.

Based on FCC filings for 597 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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