118 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 118 Cottage St, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,314 sqft · built 1930
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Feb 2025)
Tax Bill$3,733 (2025)
Deeds & MortgagesJan 2021 Refinance
Flood ZoneZone X (minimal risk)
APN12960

Property Details

APN / Parcel Number

Primary APN12960
Alternative APN
  • WOON M:23F L:99 U:30

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,314 sqft Living Area
Gross Area2,611 sqft
1st Floor Area885 sqft
Basement Area858 sqft
Unfinished Basement858 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number12960
Street Address118 COTTAGE ST
CityWOONSOCKET
StateRI
Zip02895-5303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number99
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2006
Census Tract17800

Owner

Source: Woonsocket City records · APN 12960

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 COTTAGE ST, WOONSOCKET, RI 02895-5303
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 12, 2025 · Amount on Record
Deed SaleFeb 12, 2025 · Amount on Record
Prior SaleAug 29, 2003 · Amount on Record
Deed Document Number2025236634
Deed Book / Page2931 / 289
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address118 COTTAGE ST, WOONSOCKET, RI 02895-5303
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2587-20
DateJan 08, 2021
Book Page2587/20
Instrument211644
Lender
NameTHE FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,733.00 (+5.66%)$332,400 (+31.54%) Land $105,800 Building $226,600
2023$3,533.00$252,700 (-) Land $93,800 Building $158,900
2022$3,533.00$252,700 Land $93,800 Building $158,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 597 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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