84 Cottage St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 84 Cottage St, Woonsocket, RI 02895 · Last verified August 2026

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 2,953 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Mar 2026)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`901035`

Property Details

APN / Parcel Number

Primary APN	`901035`
Alternative APN	`WOON M:23F L:50 U:29`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	2,953 sqft Living Area
Gross Area	5,024 sqft
1st Floor Area	1,186 sqft
Basement Area	1,162 sqft
Unfinished Basement	1,162 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	901035
Street Address	84 COTTAGE ST
City	WOONSOCKET
State	RI
Zip	02895-7101
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Lot Number	50
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2000
Census Tract	17800

Owner

Source: Woonsocket City records · APN 901035

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Mar 20, 2026	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
May 09, 2025	Deed of Trust, Mortgage JOYCE BALL
Jul 08, 2025	Warranty Deed, Transfer · Second Mortgage (Down Payment) RIA NETWORK GROUP LLC
Oct 23, 2023	Public Action, Foreclosure
Aug 03, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance CORNERSTONE CAPITAL STRATEGIES LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Jul 08, 2025 · Amount on Record
Deed Book / Page	3019 / 320
Prior Transfer Date	Aug 02, 2023
Prior Transfer Doc	002820-145
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003020-1
Date	Mar 20, 2026
Book Page	3020/1
Instrument	242784

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Mar 20, 2026
Property Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101
Document Number	003019-320
Book / Page	3019 / 320
Instrument Date	Mar 20, 2026
Instrument	242782
Transaction Type	Transfer
Record Updated	Apr 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101

Mortgage

Document Number	003019-322
Date	Mar 20, 2026
Book Page	3019/322
Instrument	242783

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002947-176
Date	May 09, 2025
Book Page	2947/176
Instrument	237764

Lender

Name	JOYCE BALL

Agreement

Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jul 08, 2025
Property Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101
Document Number	002962-286
Book / Page	2962 / 286
Instrument Date	Jul 08, 2025
Instrument	238771
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 BRIDGHAM ST, PROVIDENCE, RI 02907-2304

Mortgage

Document Number	0000238773
Date	Jul 08, 2025
Instrument	238773

Lender

Name	RIA NETWORK GROUP LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	002962-288
Date	Jul 08, 2025
Book Page	2962/288
Instrument	238772

Lender

Name	RIA NETWORK GROUP LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2023: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	WOONSOCKET RI
Recording Date	Oct 23, 2023
Property Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101
Document Number	002836-268
Book / Page	2836 / 268
Instrument Date	Oct 23, 2023
Instrument	229867
Transaction Type	Foreclosure
Record Updated	Nov 02, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1094, WOONSOCKET, RI 02895-0812

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Aug 03, 2023
Property Address	84 COTTAGE ST, WOONSOCKET, RI 02895-7101
Document Number	002820-145
Book / Page	2820 / 145
Instrument Date	Aug 02, 2023
Instrument	228645
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 UNITY ST, WOONSOCKET, RI 02895-5307

Mortgage

Document Number	002820-147
Date	Aug 03, 2023
Book Page	2820/147
Instrument	228646

Lender

Name	CORNERSTONE CAPITAL STRATEGIES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$5,192.00 (+29.44%)	$462,300 (+61.14%) Land $96,100 Building $366,200
2023	$4,011.00	$286,900 (-) Land $85,300 Building $201,600
2022	$4,011.00	$286,900 Land $85,300 Building $201,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 597 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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