97 Charter Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 97 Charter Rd, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,972 sqft · built 1984
Lot Size	2.99 acres (130,530 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Mar 1994)
Tax Bill	$23,765 (2025)
Deeds & Mortgages	Feb 2020 Transfer
Flood Zone	Zone A (high risk)
APN	`ACTO M:00E3 B:0083 L:0004`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E3 B:0083 L:0004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,972 sqft Living Area
Gross Area	7,609 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,530 sqft (2.99 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	97 CHARTER RD
City	ACTON
State	MA
Zip	01720-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	83
Legal Lot Number	4
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1001
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00E3 B:0083 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97 CHARTER RD, ACTON, MA 01720-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 1994 · Amount on Record
Deed Sale	Mar 21, 1994 · Amount on Record
Record Updated	Sep 20, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Feb 12, 2020
Property Address	97 CHARTER RD, ACTON, MA 01720-3001
Document Number	74120-395
Book / Page	074120 / 000395
Instrument Date	Dec 12, 2019
Instrument	21205
Transaction Type	Transfer
Record Updated	Mar 03, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	97 CHARTER RD ACTON MA 017203001, ACTON, MA 01720-3001

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,765.00 (+8.03%)	$1,385,700 (+5.01%) Land $358,100 Building $1,027,600	$1,367,430 (+3.38%)
2024	$21,998.00 (+1.21%)	$1,319,600 (+6.62%) Land $358,100 Building $961,500	$1,322,780
2023	$21,734.00	$1,237,700 Land $326,000 Building $911,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Dec 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.