93 Charter Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 93 Charter Rd, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,232 sqft · built 1984
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on File
Last Sale	$745,000 (Aug 2018)
Tax Bill	$16,886 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00E3 B:0083 L:0006`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E3 B:0083 L:0006`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,232 sqft Living Area
Gross Area	5,584 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	93 CHARTER RD
City	ACTON
State	MA
Zip	01720-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	83
Legal Lot Number	6
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1001
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00E3 B:0083 L:0006

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	93 CHARTER RD, ACTON, MA 01720-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Oct 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PROVIDENT FUNDING ASSOCIATES LP
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUAD CTY BK&TR
Aug 15, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Prior Sale	Jul 15, 1993 · Amount on Record
Deed Book / Page	71470 / 541
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	93 CHARTER RD, ACTON, MA 01720-3001
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078899-198
Date	Oct 13, 2021
Book Page	78899/198
Instrument	224885

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	93 CHARTER RD, ACTON, MA 01720-3001
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78899-198
Date	Oct 13, 2021
Book Page	78899/198
Instrument	224885

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	93 CHARTER RD, ACTON, MA 01720-3001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75141-17
Date	Jul 17, 2020
Book Page	75141/17
Instrument	115971

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	93 CHARTER RD, ACTON, MA 01720-3001
Document Number	72265-114
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 CHARTER RD ACTON MA 017203001, ACTON, MA 01720-3001

Mortgage

Document Number	72265-114
Date	Feb 26, 2019
Book Page	072265/000114
Instrument	23319

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Aug 15, 2018
Property Address	93 CHARTER RD, ACTON, MA 01720-3001
Document Number	71470-541
Book / Page	071470 / 000541
Instrument Date	Aug 08, 2018
Instrument	124100
Transaction Type	Transfer
Record Updated	Sep 04, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,397.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	93 CHARTER RD ACTON MA 017203001, ACTON, MA 01720-3001

Mortgage

Document Number	71470-544
Date	Aug 15, 2018
Book Page	071470/000544
Instrument	124101

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,886.00 (+7.43%)	$984,600 (+4.42%) Land $323,700 Building $660,900	$1,182,275 (+7.38%)
2024	$15,718.00 (+0.52%)	$942,900 (+5.88%) Land $323,700 Building $619,200	$1,101,050
2023	$15,637.00	$890,500 Land $294,400 Building $596,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Dec 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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