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91 Charter Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 91 Charter Rd, Acton, MA 01720

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,613 sqft · built 1984
Lot Size0.884 acres (38,501 sqft)
OwnerTrust Name on File
Last Sale$435,000 (Jan 1999)
Tax Bill$16,625 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APNACTO M:00E3 B:0083 L:0007

Property Details

APN / Parcel Number

Primary APNACTO M:00E3 B:0083 L:0007

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,613 sqft Living Area
Gross Area6,728 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area38,501 sqft (0.884 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address91 CHARTER RD
CityACTON
StateMA
Zip01720-3001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionAUTHENTIC HOMES INC
Legal Block83
Legal Lot Number7
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group1
Census Block1001
Census Tract363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00E3 B:0083 L:0007

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address91 CHARTER RD, ACTON, MA 01720-3001
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2018Deed of Trust, Mortgage · Line of Credit
MIDDLESEX SAVINGS BANK
Nov 05, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 22, 1999 · Amount on Record
Deed SaleJan 22, 1999 · Amount on Record
Last Transfer DateNov 04, 2019
Transfer Doc73591-515
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address91 CHARTER RD, ACTON, MA 01720-3001
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70478-426
DateJan 05, 2018
Book Page70478/426
Instrument2427
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 01, 2038

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateNov 05, 2019
Property Address91 CHARTER RD, ACTON, MA 01720-3001
Document Number73591-515
Book / Page073591 / 000515
Instrument DateNov 04, 2019
Instrument171990
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 CHARTER RD ACTON MA 017203001, ACTON, MA 01720-3001

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$16,625.00 (+7.33%)$969,400 (+4.33%) Land $328,000 Building $641,400$1,310,715 (+1.79%)
2024$15,490.00 (-0.42%)$929,200 (+4.89%) Land $328,000 Building $601,200$1,287,725
2023$15,556.00$885,900 Land $298,000 Building $587,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimDec 2022 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Based on FCC filings for 84 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemACTON WATER SUPPLY DISTRICT
serves 21,285 people
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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