89 Charter Rd, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 89 Charter Rd, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,989 sqft · built 1984
Lot Size	0.935 acres (40,733 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Apr 2009)
Tax Bill	$15,306 (2025)
Deeds & Mortgages	Dec 2022 Refinance Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00E3 B:0083 L:0008`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E3 B:0083 L:0008`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,989 sqft Living Area
Gross Area	6,092 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,733 sqft (0.935 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	89 CHARTER RD
City	ACTON
State	MA
Zip	01720-3001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	83
Legal Lot Number	8
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	1
Census Block	1001
Census Tract	363202

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00E3 B:0083 L:0008

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	89 CHARTER RD, ACTON, MA 01720-3001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 29, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
May 17, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2009 · Amount on Record
Deed Sale	Apr 15, 2009 · Amount on Record
Deed Document Number	200962638
Deed Book / Page	52574 / 146
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	89 CHARTER RD, ACTON, MA 01720-3001
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081073-342
Date	Dec 16, 2022
Book Page	81073/342
Instrument	183472

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	89 CHARTER RD, ACTON, MA 01720-3001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70305-256
Date	Nov 29, 2017
Book Page	70305/256
Instrument	193483

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	89 CHARTER RD, ACTON, MA 01720-3001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72615-471
Date	May 17, 2019
Book Page	72615/471
Instrument	64368

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,306.00 (+7.18%)	$892,500 (+4.19%) Land $329,900 Building $562,600	$1,156,150 (+5.57%)
2024	$14,280.00 (-0.16%)	$856,600 (+5.17%) Land $329,900 Building $526,700	$1,095,160
2023	$14,303.00	$814,500 Land $299,800 Building $514,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173632021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Dec 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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