97 Allison Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 97 Allison Ln, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,644 sqft · built 2003
Lot Size	0.529 acres (23,043 sqft)
Owner	2 Individual Names on File
Last Sale	$309,900 (Dec 2003)
Tax Bill	$9,632 (2026)
Deeds & Mortgages	Jan 2021 Refinance Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:11A-00425 B:72K L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11A-00425 B:72K L:0`
Alternative APNs	`LUDL M:11A B:425 P:72K` `9682`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,644 sqft Living Area
Gross Area	6,588 sqft
Basement Area	1,501 sqft
Unfinished Basement	1,501 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,043 sqft (0.529 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9682
Street Address	97 ALLISON LN
City	LUDLOW
State	MA
Zip	01056-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN 27981
Legal Block	425
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2007
Census Tract	810412

Owner

97 Allison Ln is owned and occupied by two individuals who bought it in December 2003.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97 ALLISON LN, LUDLOW, MA 01056-9201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit LUSO FCU
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LUSO FCU
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit LUSO FCU
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit COUNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2003 · Amount on File
Deed Sale	Dec 17, 2003 · Amount on File
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	97 ALLISON LN, LUDLOW, MA 01056-9201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224823
Date	Jan 20, 2021
Instrument	224823

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	97 ALLISON LN, LUDLOW, MA 01056-9201
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224824
Date	Jan 20, 2021
Instrument	224824

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	97 ALLISON LN, LUDLOW, MA 01056-9201
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	224823
Date	Jan 20, 2021
Instrument	224823

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	97 ALLISON LN, LUDLOW, MA 01056-9201
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	224824
Date	Jan 20, 2021
Instrument	224824

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	97 ALLISON LN, LUDLOW, MA 01056-9201
Document Number	0000212950
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212950
Date	Dec 12, 2017
Instrument	212950

Lender

Name	COUNTRY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 97 Allison Ln was $9,632, up 1.1% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,632.00 (+1.14%)	$601,600 (+9.6%) Land $126,400 Building $475,200	$612,985 (+11.31%)
2025	$9,523.00 (+2.94%)	$548,900 (+7.33%) Land $114,900 Building $434,000	$550,715 (+0.19%)
2024	$9,251.00 (+1.15%)	$511,400 (+9.09%) Land $116,200 Building $395,200	$549,670
2023	$9,146.00	$468,800 Land $102,000 Building $366,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97 Allison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 97 Allison Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Allison Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures