65 Allison Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 65 Allison Ln, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 2003
Lot Size	0.534 acres (23,261 sqft)
Owner	Individual Name on Record
Last Sale	$274,400 (Oct 2003)
Tax Bill	$7,485 (2026)
Deeds & Mortgages	Aug 2021 Refinance Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:11A-00425 B:72G L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11A-00425 B:72G L:0`
Alternative APNs	`LUDL M:11A B:425 P:72G` `9679`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	4,812 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,261 sqft (0.534 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9679
Street Address	65 ALLISON LN
City	LUDLOW
State	MA
Zip	01056-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	425
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2007
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	65 ALLISON LN, LUDLOW, MA 01056-9201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MASSMUTUAL FEDERAL CREDIT UNION
Apr 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage MASSMUTUAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2003 · Amount on Record
Deed Sale	Oct 24, 2003 · Amount on Record
Last Transfer Date	Jan 17, 2025
Transfer Doc	0000238779
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	65 ALLISON LN, LUDLOW, MA 01056-9201
Transaction Type	Mortgage
Record Updated	Aug 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	227305
Date	Aug 13, 2021
Instrument	227305

Lender

Name	MASSMUTUAL FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	65 ALLISON LN, LUDLOW, MA 01056-9201
Document Number	0000214365
Instrument Date	Apr 11, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 ALLISON LN LUDLOW MA 010569201, LUDLOW, MA 01056-9201

Mortgage

Document Number	0000214365
Date	May 8, 2018
Instrument	214365

Lender

Name	MASSMUTUAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 7, 2038

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,485.00 (+1.12%)	$467,500 (+9.59%) Land $126,600 Building $340,900	$457,093 (-3.92%)
2025	$7,402.00 (+2.42%)	$426,600 (+6.78%) Land $115,000 Building $311,600	$475,760 (-1.78%)
2024	$7,227.00 (+2.82%)	$399,500 (+10.88%) Land $116,400 Building $283,100	$484,405
2023	$7,029.00	$360,300 Land $102,200 Building $258,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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