77 Allison Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 77 Allison Ln, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,002 sqft · built 2003
Lot Size	0.535 acres (23,305 sqft)
Owner	2 Individual Names on File
Last Sale	$438,000 (Oct 2020)
Tax Bill	$8,908 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:11A-00425 B:72H L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11A-00425 B:72H L:0`
Alternative APNs	`LUDL M:11A B:425 P:72H` `9680`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	4,798 sqft
Basement Area	1,027 sqft
Unfinished Basement	1,027 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,305 sqft (0.535 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9680
Street Address	77 ALLISON LN
City	LUDLOW
State	MA
Zip	01056-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PLAN 27981
Legal Block	425
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2007
Census Tract	810412

Owner

77 Allison Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 ALLISON LN, LUDLOW, MA 01056-9201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MTG
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage LUSO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Dec 4, 2018 · Amount on File
Transfer Doc	205606
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Oct 26, 2020
Property Address	77 ALLISON LN, LUDLOW, MA 01056-9201
Document Number	0000223695
Instrument Date	Oct 22, 2020
Instrument	223695
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,037.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ARTHUR ST CHICOPEE MA 010131401, CHICOPEE, MA 01013-1401

Mortgage

Document Number	223696
Date	Oct 26, 2020
Instrument	223696

Lender

Name	NORTHPOINT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 4, 2018
Property Address	77 ALLISON LN, LUDLOW, MA 01056-9201
Document Number	0000216693
Instrument Date	Dec 4, 2018
Instrument	216693
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,706.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	77 ALLISON LN LUDLOW MA 010569201, LUDLOW, MA 01056-9201

Mortgage

Document Number	216694
Date	Dec 4, 2018
Instrument	216694

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 77 Allison Ln was $8,908, up 1.7% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,908.00 (+1.67%)	$556,400 (+10.18%) Land $126,600 Building $429,800	$541,812 (+2.19%)
2025	$8,762.00 (+3.2%)	$505,000 (+7.61%) Land $115,100 Building $389,900	$530,195 (-2.04%)
2024	$8,490.00 (+3.12%)	$469,300 (+11.21%) Land $116,500 Building $352,800	$541,215
2023	$8,233.00	$422,000 Land $102,200 Building $319,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Allison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Allison Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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