72 Allison Ln, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 72 Allison Ln, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,954 sqft · built 2004
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$293,140 (Sep 2004)
Tax Bill	$7,427 (2026)
Deeds & Mortgages	Jan 2018 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:11A-00425 B:72Q L:0`

Property Details

APN / Parcel Number

Primary APN	`M:11A-00425 B:72Q L:0`
Alternative APNs	`LUDL M:11A B:425 P:72Q` `9687`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,954 sqft Living Area
Gross Area	4,190 sqft
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9687
Street Address	72 ALLISON LN
City	LUDLOW
State	MA
Zip	01056-9200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	425
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2007
Census Tract	810412

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 ALLISON LN, LUDLOW, MA 01056-9200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2018	Quit Claim Deed, Mortgage · Line of Credit TD BK NA
Mar 21, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2004 · Amount on Record
Deed Sale	Sep 24, 2004 · Amount on Record
Record Updated	Oct 29, 2026

January 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 2, 2018
Property Address	72 ALLISON LN, LUDLOW, MA 01056-9200
Document Number	0000213182
Instrument Date	Oct 22, 2017
Instrument	213182
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 ALLISON LN LUDLOW MA 010569200, LUDLOW, MA 01056-9200

Mortgage

Document Number	213183
Date	Jan 2, 2018
Instrument	213183

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	72 ALLISON LN, LUDLOW, MA 01056-9200
Document Number	0000210379
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000210379
Date	Apr 19, 2017
Instrument	210379

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,427.00 (+1.43%)	$463,900 (+9.93%) Land $102,600 Building $361,300	$488,114 (+2.74%)
2025	$7,322.00 (+3.36%)	$422,000 (+7.76%) Land $93,200 Building $328,800	$475,095 (+0.38%)
2024	$7,084.00 (+1.94%)	$391,600 (+9.94%) Land $93,400 Building $298,200	$473,290
2023	$6,949.00	$356,200 Land $85,500 Building $270,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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