Okaloosa County property record for 97 3rd St, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1960 |
| Lot Size | 0.274 acres (11,943 sqft) |
| Owner | Owner Name on File |
| Last Sale | $26,000 (Aug 2009) |
| Tax Bill | $1,905 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-7018-1 |
| Primary APN | C56-000-592-7018-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Gross Area | 1,362 sqft |
| 1st Floor Area | 720 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,943 sqft (0.274 acres) |
| Lot Width | 183 ft Width |
| Garage Area | 216 sqft |
| Porch | Porch |
| Porch Area | 18 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97 3RD ST |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POWELL S/D NICEVILLE LOT 8 & 9 BLK 1 |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 06 |
| Legal Subdivision | POWELL S/D |
| Legal Block | 1 |
| Legal Lot Number | 8,9 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 21101 |
The current owner of 97 3rd St bought it in August 2009.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 308 W JAMES LEE BLVD, CRESTVIEW, FL 32536-2636 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2009 · Amount on File |
| Deed Sale | Aug 28, 2009 · Amount on File |
| Prior Sale | Dec 1, 2004 · Amount on File |
| Deed Document Number | 2585908 |
| Deed Book / Page | 2903 / 0919 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 97 3rd St was $1,905.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Niceville City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,905.00 | $139,225 Land $56,080 Building $83,145 | $139,225 Land $56,080 Building $83,145 |
| 2023 | $1,612.00 (+9.51%) | $130,164 (+5.86%) Land $47,335 Building $82,829 | $130,164 (+5.86%) Land $47,335 Building $82,829 |
| 2022 | $1,472.00 | $122,954 Land $45,081 Building $77,873 | $122,954 Land $45,081 Building $77,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 97 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 97 3rd St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Spectrum.
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