100 3rd St, Niceville, FL 32578 Property Records

Okaloosa County property record for 100 3rd St, Niceville, FL 32578 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,333 sqft · built 1954
Lot Size	0.244 acres (10,666 sqft)
Owner	2 Owner Names on File
Last Sale	$21,300 (Feb 1999)
Tax Bill	$721 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-6875-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-6875-5`
Alternative APN	`06-1S-22-1590-0002-0200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,333 sqft Heated Area
Gross Area	1,609 sqft
1st Floor Area	1,069 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,666 sqft (0.244 acres)
Lot Width	60 ft Width
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Porch	Open Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	100 3RD ST
City	NICEVILLE
State	FL
Zip	32578-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEIGS S/D NICEVILLE LOT 20 BLK 2
Legal Range	22
Legal Township	01S
Legal Section	06
Legal Subdivision	MEIGS S/D
Legal Block	2
Legal Lot Number	20
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1007
Census Tract	21101

Owner

Source: Okaloosa County records · APN C56-000-592-6875-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	100 3RD ST, NICEVILLE, FL 32578-1116
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 17, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 24, 2019	Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU
Sep 08, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 26, 1999 · Amount on Record
Deed Sale	Feb 26, 1999 · Amount on Record
Deed Document Number	0022001953
Deed Book / Page	2200 / 1953
Last Transfer Date	Mar 02, 1999
Transfer Doc	0022001953
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	100 3RD ST, NICEVILLE, FL 32578-1116
Transaction Type	Mortgage
Record Updated	Mar 26, 2024
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 3RD ST, NICEVILLE, FL 32578-1116

Mortgage

Document Number	0003673048
Date	Feb 26, 2024
Instrument	3673048

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	100 3RD ST, NICEVILLE, FL 32578-1116
Transaction Type	Mortgage
Record Updated	Sep 01, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 3RD ST, NICEVILLE, FL 32578-1116

Mortgage

Document Number	0035672038
Date	Aug 17, 2021
Book Page	3567/2038
Instrument	3480634

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	100 3RD ST, NICEVILLE, FL 32578-1116
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034052354
Date	Jun 24, 2019
Book Page	3405/2354
Instrument	3286486

Lender

Name	PEN AIR FEDERAL CU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	100 3RD ST, NICEVILLE, FL 32578-1116
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034900335
Date	Sep 08, 2020
Book Page	3490/335
Instrument	3389042

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$721.00 (+12.31%) Homeowner's exemption	$93,226 (+5.99%)	$158,650 (+7.31%) Land $69,317 Building $89,333
2023	$642.00 (+6.29%) Homeowner's exemption	$87,960 (+3%)	$147,843 (+5.83%) Land $58,508 Building $89,335
2022	$604.00 Homeowner's exemption	$85,398	$139,705 Land $55,722 Building $83,983

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910211011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Lumen Technologies, Cox Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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