101 3rd St, Niceville, FL 32578 Property Records

Okaloosa County property record for 101 3rd St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1947
Lot Size	0.19 acres (8,290 sqft)
Owner	2 Individuals on Record
Last Sale	$2,500 (Jul 2025)
Tax Bill	$1,505 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-7014-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7014-0`
Alternative APNs	`06-1S-22-2100-0001-0020` `22S106210000010020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	976 sqft
1st Floor Area	780 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,290 sqft (0.19 acres)
Lot Width	69 ft Width
Porch	Screened/Unfinished Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	101 3RD ST
City	NICEVILLE
State	FL
Zip	32578-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POWELL S/D PART LOTS 1 2 & 3 AS OR COM NW COR LOT 1 BLK 1 S45 DEG E 90.42FT TO POB N44 DEG E 97.11FT S45 DEG E 12.56FT S88 DEG E 77.18FT S44 DEG W 149.51 FT N45 DEG W 69FT TO POB AS OR 1290-1066 LESS 292 SQ FT TRIANGLE IN NE COR
Legal Range	22W
Legal Township	01S
Legal Section	06
Legal Subdivision	POWELL S/D
Legal Block	1
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1006
Census Tract	21101

Owner

Source: Okaloosa County assessment roll, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	99 3RD ST, NICEVILLE, FL 32578-1132
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	20253763819
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 8, 2022
Property Address	101 3RD ST, NICEVILLE, FL 32578-1115
Document Number	0036414051
Book / Page	3641 / 4051
Instrument Date	Sep 1, 2022
Instrument	3577201
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5231 WARREN DR, PANAMA CITY, FL 32404-3846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 3RD ST, NICEVILLE, FL 32578-1115

Mortgage

Document Number	0036414053
Date	Sep 8, 2022
Book Page	3641/4053
Instrument	3577202

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 12, 2021
Property Address	101 3RD ST, NICEVILLE, FL 32578-1115
Document Number	0035594221
Book / Page	3559 / 4221
Instrument Date	Jul 6, 2021
Instrument	3471044
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	NOT AVAILABLE, BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,281.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2633 TULIP HILL RD, PACE, FL 32571-6787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CORBIN CT, NICEVILLE, FL 32578-3262

Mortgage

Document Number	0035594223
Date	Jul 12, 2021
Instrument	3559/4223

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,505.00 (-11.1%)	$150,327 (-9.87%)	$164,099 (-1.62%) Land $37,386 Building $126,713
2023	$1,693.00 (+6.01%) Homeowner's exemption	$166,798 (+3.58%) Land $31,556 Building $135,242	$166,798 (+3.58%) Land $31,556 Building $135,242
2022	$1,597.00 Homeowner's exemption	$161,029 Land $30,054 Building $130,975	$161,029 Land $30,054 Building $130,975

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Spectrum.

Nearby Properties on 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures