106 3rd St, Niceville, FL 32578 Property Records

Okaloosa County property record for 106 3rd St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,064 sqft · built 1954
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Aug 2025)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-6872-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-6872-2`
Alternative APN	`06-1S-22-1590-0002-0170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Heated Area
Gross Area	1,280 sqft
1st Floor Area	984 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1974
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,623 sqft (0.175 acres)
Lot Width	75 ft Width
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	106 3RD ST
City	NICEVILLE
State	FL
Zip	32578-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEIGS S/D NICEVILLE LOT 17 BLK 2
Legal Range	22
Legal Township	01S
Legal Section	06
Legal Subdivision	MEIGS S/D
Legal Block	2
Legal Lot Number	17
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1007
Census Tract	21101

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7722 RED BARROW RD, BAKER, FL 32531-7240
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 10, 2021	Warranty Deed, Transfer LIGHTHOUSE LAND TITLE CO
Nov 12, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Jun 10, 2021 · Amount on Record
Deed Document Number	3768692
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 14, 2025
Property Address	106 3RD ST, NICEVILLE, FL 32578-1116
Document Number	0003768692
Map Reference	MB 2 PG 6
Instrument Date	Aug 12, 2025
Instrument	3768692
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	BRADLEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,557.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1621 BLUEBERRY WAY, TUSTIN, CA 92780-3906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7722 RED BARROW RD, BAKER, FL 32531-7240

Mortgage

Document Number	0003768693
Date	Aug 14, 2025
Instrument	3768693

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 10, 2021
Property Address	106 3RD ST, NICEVILLE, FL 32578-1116
Document Number	0035524053
Book / Page	3552 / 4053
Map Reference	MB 2 PG 6
Instrument Date	May 26, 2021
Instrument	3462673
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LIGHTHOUSE LAND TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	575 WOODLAND RD, 575, NICEVILLE, FL 32578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1621 BLUEBERRY WAY, TUSTIN, CA 92780-3906

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 12, 2020
Property Address	106 3RD ST, NICEVILLE, FL 32578-1116
Document Number	0035051008
Book / Page	3505 / 1008
Map Reference	MB 2 PG 6
Instrument Date	Nov 3, 2020
Instrument	3406888
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	LIGHTHOUSE LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	904 SIXTEENTH SECTION RD, 904, BELZONI, MS 39038-4149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 FULFORD RD, DEFUNIAK SPRINGS, FL 32435-8474

Mortgage

Document Number	0035051011
Date	Nov 12, 2020
Book Page	3505/1011
Instrument	3406890

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (+9.43%)	$167,385 (+6.26%) Land $63,016 Building $104,369	$167,385 (+6.26%) Land $63,016 Building $104,369
2023	$2,099.00 (+7.53%)	$157,520 (+5.96%) Land $53,189 Building $104,331	$157,520 (+5.96%) Land $53,189 Building $104,331
2022	$1,952.00	$148,658 Land $50,657 Building $98,001	$148,658 Land $50,657 Building $98,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Spectrum.

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