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9686 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9686 Ethan Ridge Dr, Frederick, MD 21704 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,988 sqft · built 2010
Lot Size0.07 acres (3,042 sqft)
Owner2 Individual Names on File
Last Sale$365,827 (May 2010)
Tax Bill$6,734 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-250592

Property Details

APN / Parcel Number

Primary APN07-250592
Alternative APN
  • 250592

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,988 sqft Living Area
1st Floor Area1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,042 sqft (0.07 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number250592
Street Address9686 ETHAN RIDGE DR
CityFREDERICK
StateMD
Zip21704-7389
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 18077 3,042 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-18
Legal Lot Number18077
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1013
Census Tract752205

Owner

Source: Frederick County records · APN 07-250592

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9686 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Jan 10, 2022Deed of Trust, Mortgage · Line of Credit
MID-ATLANTIC FCU
Sep 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 14, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2010 · Amount on Record
Deed SaleMay 17, 2010 · Amount on Record
Deed Document Number20102231
Deed Book / Page7828 / 192
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9686 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCAPITOL SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9686 ETHAN RIDGE DR, FREDERICK, MD 21704-7389

Mortgage

Document Number0141240046
DateSep 29, 2020
Book Page14124/46
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2040

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9686 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCOVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156470207
DateJan 10, 2022
Book Page15647/207
Lender
NameMID-ATLANTIC FCU
TypeCredit Union
AddressGERMANTOWN, MD 20874
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9686 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number0120510431
Book / Page012051 / 000431
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyGPN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address9686 ETHAN RIDGE DR FREDERICK MD 217047389, FREDERICK, MD 21704-7389

Mortgage

Document Number0120510431
DateSep 27, 2017
Book Page012051/000431
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 14, 2017
Property Address9686 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number0119760151
Book / Page011976 / 000151
Instrument DateJul 14, 2017
Transaction TypeTransfer
Record UpdatedDec 07, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4062 FINSBURY LN FREDERICK MD 217047402, FREDERICK, MD 21704-7402
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$592,633 (+30.76%)$644,400 (+31.75%) Land $170,000 Building $474,400
2025$6,734.00 (+11.34%)
2023$6,048.00 Homeowner's exemption$453,233$489,100 Land $135,000 Building $354,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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