9676 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9676 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	2.5 ba · 3,008 sqft · built 2009
Lot Size	0.064 acres (2,782 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jun 2023)
Tax Bill	$6,905 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-250541`

Property Details

APN / Parcel Number

Primary APN	`07-250541`
Alternative APN	`250541`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,008 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,782 sqft (0.064 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	250541
Street Address	9676 ETHAN RIDGE DR
City	FREDERICK
State	MD
Zip	21704-7389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 18073 2,782 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-18
Legal Lot Number	18073
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1013
Census Tract	752205

Owner

9676 Ethan Ridge Dr, a townhouse, is owned by two individuals who bought it in June 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3843 KENDALL DR, FREDERICK, MD 21704-7884
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Jun 11, 2009 · Amount on File
Deed Book / Page	16504 / 381
Prior Transfer Date	Mar 27, 2014
Prior Transfer Doc	0100020322
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2023
Property Address	9676 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0165040381
Book / Page	16504 / 381
Map Reference	MB 85 PG 148
Instrument Date	Jun 28, 2023
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3843 KENDALL DR, FREDERICK, MD 21704-7884

Mortgage

Document Number	0016504386
Date	Jun 30, 2023
Instrument	16504/386

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 14, 2017
Property Address	9676 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0119760151
Book / Page	011976 / 000151
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4062 FINSBURY LN FREDERICK MD 217047402, FREDERICK, MD 21704-7402
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9676 Ethan Ridge Dr was $6,905, up 3.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,367 (+9.55%)	$620,100 (-) Land $170,000 Building $450,100
2025	$6,905.00 (+3.76%) Homeowner's exemption	$520,633	$620,100 Land $170,000 Building $450,100
2024	$6,655.00 (+13.43%)
2023	$5,867.00 (+4.69%) Homeowner's exemption	$436,467 (+8.56%)	$470,900 (-) Land $135,000 Building $335,900
2022	$5,604.00 Homeowner's exemption	$402,033	$470,900 Land $135,000 Building $335,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9676 Ethan Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9676 Ethan Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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