9670 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9670 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3 ba · 2,988 sqft · built 2009
Lot Size	0.064 acres (2,792 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (May 2022)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-250517`

Property Details

APN / Parcel Number

Primary APN	`07-250517`
Alternative APN	`250517`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,988 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,792 sqft (0.064 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	12 sqft
Deck Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	250517
Street Address	9670 ETHAN RIDGE DR
City	FREDERICK
State	MD
Zip	21704-7389
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 18070 2,792 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-18 PRCL 01
Legal Lot Number	18070
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1013
Census Tract	752205

Owner

9670 Ethan Ridge Dr, a townhouse, is owned and occupied by two individuals who bought it in May 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9670 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Deed, Transfer · Conventional Mortgage LOWER LLC
Aug 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on File
Deed Sale	May 4, 2022 · Amount on File
Prior Sale	Jun 11, 2009 · Amount on File
Deed Book / Page	15899 / 395
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 4, 2022
Property Address	9670 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0158990395
Book / Page	15899 / 395
Map Reference	MB 85 PG 148
Instrument Date	May 2, 2022
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9670 ETHAN RIDGE DR, FREDERICK, MD 21704-7389

Mortgage

Document Number	0015899402
Date	May 4, 2022
Instrument	15899/402

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 14, 2017
Property Address	9670 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number	0119760151
Book / Page	011976 / 000151
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4062 FINSBURY LN FREDERICK MD 217047402, FREDERICK, MD 21704-7402
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9670 Ethan Ridge Dr was $6,880 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,200	$642,000 Land $170,000 Building $472,000
2025	$6,880.00
2023	$6,175.00	$448,067	$483,600 Land $135,000 Building $348,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9670 Ethan Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9670 Ethan Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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